Emotional and stupid decision by AIG. The solution is simple, charge a very high premium for these 2 car brands, also consider if the buyer of the policy is below a certain age, say 35 ...the outcome will be the same. It will weed out high risk drivers.
I have seen wazees shuttling around in ancient Leones, some family types in mid-2000s very plain Outbacks. I can't see any good outcome by lumping responsible people with drunken louts and throwing them all out.
....
At one time, Barclays, Stanchart and other banks started closing far-flung branches, increasing the minimum a/c balance to 10k, 20k, and we all know what happened.
Don't be arrogant, AIG. Some of the idiots with blue loud Subarus today will be the genteel gentlemen of VXs, RangeRovers and X5s of 10 to 15 years time.