How do you make 25% in stocks in a whole year??? Are guys still asking that question?? Seriously!? 25% is a conservative return. That is on the lower side for any serious wazuan!!!

I have previously given numerous links and examples and here is one more for the uninitiated.

Link One: Post# 1. Stock Picks courtesy of S. Mutaga III (5th January 2015)

Link Two: Post# 77. 10 months later. A cool 93.3 return on investment. In 10 months!!!

93.3% Returns in 10 months!!!

And these are not peculiar cases. These are wazuans who:-

1) Were kind enough to share their trading information.

2) Stated when buying (very important) and when selling and therefore there is no argument that the person might just be talking because a certain share has done well that year.

And we are arguing about 25%???

For other examples, go through this thread! And many other threads!!!

Wazuans tafadhali saidia.

@kiwaru, @A4Architect, wazua landlords???

But Maich, one shouldn't have their investments only on stocks. And I believe OVER TIME Real estate beats all other forms of investments...if you think about it, stocks get diluted and at times their value is eroded.

As of mortgages, what you should be on the lookout for is the interest rate. Those 25% rates are ridiculous. That rate should only apply to defaulters

Wacha nicheke tu! You guys will give fellows here indigestion!

People looking at a cow from different angles, will never agree when told to describe it. Agree to disagree... Afterall, all this earthly things mutawacha papa hapa! Mortgaged or not.

Build/mortgage your castle in heaven

@maichblack iv been reading your comments and would say you aare very Iinsightful and helpful not forgetting generous with ideas. Though on this article I'll chose to disagree wwith you respectfully . Different people have different financial goals . I could be earning my returning of Iinvestment at 25% for me it's comfortable and
I play safe with PE which could be more secure to me . If you choose to do with listed exchanges and get a return of 1000% it's kudos to you because your character is you are a risk taker. Different people have different view of financial approach but they have a common goal of making money . To others1000% is ideal and to others 25% makes tthem happy . Different sizes of fingers but they are all connected to the same hand. Don't blame the small finger for being small bbecause small as it looks it might have a very crucial role in lifting hard objects . I welcome constructive criticism on my defense to @eco

Thanks @enyands.

I am not saying making 25% returns (or even less) is a bad thing. We all have different risk appetites. Even in my case, my risk appetite is not always constant. And it will definitely change (to much lower levels) as I get older.

It is perfectly okay to do your risk vs potential gain analysis before you make your investment. Even if you choose an investment that gives you 13% returns like a bond, it is okay. It is a personal choice. Based on personal reasons.

What I have a problem with are assertions that it is not possible to make 25% returns in a year in the stock market. Nothing can be further from the truth.

Opening up...could be = new town/shopping center...but if the town decides that its sewage treatment plants will be near your plot...you might end up selling at cost or lower...thats why am saying speculation is risky

That is why you should know exactly what you are doing!

Do due diligence, read, know who to talk to etc. etc.

And watch programs like this.. Well, not necessarily this one.

Examples of free sources of information

Understanding is difficult!

How do you make 25% per year on stocks?