JM has not gotten member where it is by sitting on his laurels and hoping customers will show up. He has gone out there and hustled for every coin. He has led in innovation at almost every level - too bad CBA upstaged him with SHWARI - but this is just his type of thing.

I have written severally on this forum that Healthcare needs an Equity Hospital/The Indian model. Someone who will provide basic outpatient healthcare without charging 10K plus as happens somewhere in Upperhill and along Parklands road. We sorely need this and I can only hope meba succeeds. You see in India, healthcare is so cheap, heart surgeries cost just a few thousand dollars inclusive of flight cost, accommodation, doctors fees, the works.

Someone needs to shake up healthcare and I wish meba all the best.

And Apple designs & sells (it doesn't even manufacture) fewer products [phones, computers, tablets and software] and makes 5x the profits of Samsung.

Go Equity! How about some support for a Kenyan brand venturing into a new market. Venturing out of your comfort zone is part of entrepreneurship.

As an investor/business man you change strategy if-
1. You have exhausted your niche/market and can apply your resources elsewhere at a higher ROC;
2. What you are doing does not make you money and you change your strategy to do something that is profitable.

Has EB exhausted banking? Is health more profitable than banking? If the answer to these questions are anything less than a definite yes, then JM is going to the casino with shareholders money.