CMS - Cash Management Solutions
I've been informed minimum is 5m - @mainat, did you get it with under 5m?

Wapi @smano to elaborate or clarify

Hii pia iko an CGT?

The facts are as I posted them above. I think Britam might be on twirra or facebook or contacts can be provided

After a careful analysis, its never worth the hustle to invest in a unit trust. The return on investment is just too little to warrant the hustle. You invest and wait for 12 months to get just 10% return on investment. You are better off putting the money in your bank account (not fixed deposit) for the following reasons:
1) The amount may improve your credit rating with the bank in case you need loans in future.
2) There are business opportunities that arise in the course of the year that require urgent cash. Such business opportunities often have great returns and require the cash in matters of hours or at most 48 hours. It takes at least 4 business days to liquidate the money market fund. For instance, you may spot a piece of land that is being disposed by a bank at a throw away price etc.
3) Some of these money market funds champion for lipa na mpesa which eats into the anticipated profits. After all transaction costs, the real return is even much lower than 9%.
4) Put your money where your mouth is. I think the person who benefits from Unit Trusts such as Zimele are the owners because they get loans at a fixed 9% and invest them for better returns...9% loans per year is a very cheap loan from their point of view.