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Boss you must still be in high school or college. Reality out there is;
- with a population of ~40,000,000 persons, the labor force can be estimated at ~15,000,000 persons.

- Less than 0.5% of the estimated work force (75,000 persons) have an income of 100,000/- and above (income means Salaried, investments and businesses).

- ~25% (~3,750,000 persons) make less than 3,000/- a month. i.e. technically jobless.

- ~50% of Kenyans (<7,500,000) make between 10,000/- and 50,000/- a month.

@MV_Ufanisi, just finish school first and encounter the reality out here. Your bubble will be burst immediately.

I'm going to take these comments in good faith and explain my rationale for making such a disturbing suggestion that: "Earning less than 500k a month in Nairobi means you're still stuck. You should aim to make atleast 800k a month - spend 400k save 400k."

First of all, these comments are made with the knowledge that this is to folks in Wazua: who are interested in serious talk about wealth. Not to the general population.

So this is a self selected community of people who are more keen on wealth and following that logic if we assumed that Wazua was a country its monthly salary will likely be a lot higher than in the general Kenyan population. Or to put it simply let's assume that Wazua is an elite institution such as Alliance High School where the average KCSE mean grade is an A-. This means that a person making a C in Alliance would likely be last (bottom percentile) whereas that person would be average or so in the general KCSE taking population.

My assumption in writing is that Wazuans are people who are not comfortable with being average and hence their extra effort in coming here to learn more about how to create wealth.

Let's tackle the country bias; people assume that because you're Kenyan you should be comfortable with having less and earning less than your American or British fellow world citizens. Also somehow it's implied that the country can't really support a mass of rich citizens; that wealth is scarce and only a few corrupt, greedy or such people will make more than average. I beg to differ.

But the country Kenya is rich with resources. A good experiment would be to evacuate all Kenyans from the country and bring in 40 million Americans or Japanese. Within less than a decade the income levels here would be at almost developed country levels. Simply put, there is nothing inherently wrong with the land on which we live or nothing in the air that makes us more poor than developed countries.

To prove the point, we have people who have become billionaires in this country - some of whom had much less education than a lot of Wazuans here.

So the problem seems to be more linked to lack of technology and know-how which leads to poor productivity and therefore poverty. It also seems to be linked to lack of ambition, proper planning as well as risk taking.

By virtue of you having access to a computer and the internet, it means the following; firstly, you can read and understand English, you know how to use a computer and you have access to the almost limitless information to be found on the internet. This puts you at a distinct advantage over most Kenyans and people in the world.

Jack Ma the founder of Alibaba says as follows;

You are poor because you have no ambition.

You are poor because you do not have the desire to become successful.

You are poor because you lack foresight.

You are poor because you cannot overcome your cowardice.

You are poor because you lack the courage and determination.

With ambition you can overcome all inferiority and maximise your potential!

With ambition you can persevere, continuously learn new things and strive for perfection.

With ambition you can defy all odds, and create miracles when others daren’t.

No matter how poor your family is, do not doubt your own abilities and lose sight of your ambition.

When your family deems you worthless, no one will pity you.

When your parents do not have money to pay the medical bills, no one will pity you.

When you are beaten by your competitors, no one will pity you.

When your loved ones abandon you, no one will pity you.

When you have not accomplished anything by the time you are 35, no one will pity you.

Go big, or go home. Otherwise, you’re wasting your youth.

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Now you can take this as an attack on the genuinely hard working folks in Kenya or an attack on your ego. Or you can take that as a kick in the ass that makes you push yourself harder and become more productive. As usual, the choice is yours. My hope is that more Kenyans can achieve the African dream right here at home.

@MV-Ufanisi thanks for the x-mas gift to most of us as you have put it " Or you can take that as a kick in the ass that makes you push yourself harder and become more productive".wish majority can take the positive aspect and push ourselves a little harder.Move out of the comfort zone,aspire higher and may be there at the end of 2015.

what is big life? what is low pay? people in zimbabwe,uganda once earned billions in salaries. So you believe "big" salary for average kenyans is worth. How does cost of living relate to salaries? 1000 bob in 90's could by you a whole trolley na change ibaki while 10k now haijazi trolley. You're the reasons our economy iko chida..hard mentality that high earnings and pay increases solve problems......you should THINK WISELY.