impunity,maybe you are using the wong insurer or you took the wrong policy. Are you insured by the Matatu insurers,insure your car with insurers who dont insurer matatus,better still,insure through a broker and specify whihc insurer you prefer. Do not use agents (brokers are better) ? A tracking device only reduced the excess amount or the percentage you pay to your insurer if your car is stollen,otherwise,read your policy document in full.

The future is already here!

@nanfor most jackers will normally take you to the ATM drain out your acoounts,sometimes clobber you or even seriously maim/kill someone. before taking off with the car

So you need the tracking device to catch the mfkers

Also claiming insuarance for a stolen Mvehicle is a lengthy bureaucracy


Me first,U next

@waria thanks alot.......this is all what THOMASES need to know :

'lengthy bureaucracy'

And that lengthy can be really loooooong...infact longer than the land-row cases...!!!


Which is more dirty,the pig or Kenyan mp?

@all

There is no security system that is fool-proof. While its excellent and 'safer' to know the location of your car,when the jackers (the pros) strike,it may not help.

Last year our company lost a vehicle fitted with car-track (GSM based) and GPS tracking system monitored from the office. By the time the staff was released (naked and phoneless) by part of the jacking party to report the vehicle had crossed into TZ.






The plans of the diligent lead surely to plenty,but those of everyone who is hasty,surely to poverty.

@mukiha,that is the most detailed answer I have ever got on SK without getting personal.

we are made from the same cloth as I honestly believe some people do things for things other than logical financial thought. This car track thing is one of them.

Ok another question from ignorance. I assume a car worth 3m is normally on a loan. Isn't the bank going to pay for the excess. At 450k,the bank should be invested in you paying the excess. In this I mean an insurance product for the excess. I know banks even cover for the loss of value. Are these products available?

So put it plainly for me. I have no intention of buying a worthless thing like a car on a loan. I am also not going to install any tract gadgets. I think it can only be useful to my boyfriend.

If I wanted to buy a car worth between 600k to 1m and wanted to insure it comprehensively,how much would it range at? Are there monthly payment plans? any possible discounts especially female driver discounts? How long do legit claims take? And please,can you suggest a good insurance company? Preferably not owned by track it,car track,ktn,or the standard group. lol