Went to equity to try get some emergency funds, asked them to give me ka overdraft of around 10% of what has been consistently hitting my account every month, been a member since '07 - nikawaambia sina payslip, kazi yangu ni ya hustler and my friends pia ni hustlers who do not get payslips every month - they refused. Wanataka payslip and 2 gurantors who get their monthly pay via the bank.

nikatoka huko clutching my ka ego with my hands .

ni benki ipi iko easy na hi mambo ya kusort clients wake, especially during those occasional cash emergencies, for those who hustle and are not given payslips.

thanks, but those threads are about loan rates, mimi natafuta a bank that can at least listen to your needs - especially in times of emergencies, shida I have been a member with no other bank experience - but I find they are too rigid for me, they may be better for the salaried individuals.

Irrespective of my account activity naona for them all they want ni payslip na employment with a known organization, before they even contemplate giving one credit, in case of an emergency I would rather be in good relations with a bank that can at least listen - ama zote ziko hivyo.

First Community Bank, downside - very few branches

@Mc and @Angelica, I will visit the coop guys and see the options they have, I hope they listen - felt bad when the credit lady at member just looked at me rolled her eyes and lectured me on the bank processes after I persistently asked her if there was no other way they could help me out.

@deadpoet, I don't mind few branches, I mostly operate from Nai and with mobile money I can be sorted from anyplace - forgive my ignorance lakini I always thought first community was benki ya waisilamu, let me check site yao.

tend to agree. banks walk away from you at the hour you need them most.

join a sacco and invite your friends to join so you can guarantee one another.

or else get a credit card and use in emergency situations only.pay in the bill in time and you won't complain.