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Your bank statement has strange debits
kanyimwa
#1 Posted : Thursday, August 14, 2014 11:07:31 PM
Rank: Member


Joined: 8/20/2008
Posts: 83
Hi Wazuans

Banks are at it again. Today I was going through my bank statement and found the following debit lines:
a) Excise duty of kshs. 15 for a 50 bob transaction fee charge instead of kshs. 5/=.; also kshs. 8 excise for a 25 bob transaction fee, etc etc
b) mobile transaction subscription entry, several of them at ksh. 35/=
c) other transactions fees with excise duty but no details. Just reference numbers.

When I contacted the customer service and the branch, they could not explain, saying they have done emails to the relevant department.

This was one of those regular surprise audits I do since the advent of unexplained thefts on customers accounts in Kenya.

Let me wait and hear what response I will get.

"Buyer Beware "
madebe
#2 Posted : Friday, August 15, 2014 8:41:46 AM
Rank: Member


Joined: 10/7/2010
Posts: 251
Location: nairobi
it will be Good if you mentioned also the bank name ndio tujue hata sisi tujihadhari. name and shame.
shalishali
#3 Posted : Friday, August 15, 2014 1:34:25 PM
Rank: Member


Joined: 12/15/2009
Posts: 142
Location: Nairobi
madebe wrote:
it will be Good if you mentioned also the bank name ndio tujue hata sisi tujihadhari. name and shame.

seconded
UKITAFUTA UKABILA UTAKUFA BILA!
westkate
#4 Posted : Sunday, August 17, 2014 11:20:15 AM
Rank: Member


Joined: 5/3/2014
Posts: 133
Location: nairobi
NAME THE THIEF WE SAME THEM . if they take ksh 10 per client per transaction ,do the maths in a months time.
jerry
#5 Posted : Tuesday, September 23, 2014 10:05:20 PM
Rank: Elder


Joined: 9/29/2006
Posts: 2,570
shalishali wrote:
madebe wrote:
it will be Good if you mentioned also the bank name ndio tujue hata sisi tujihadhari. name and shame.

seconded

I hadn't seen this. It's CoopB.
The opposite of courage is not cowardice, it's conformity.
Speculz
#6 Posted : Wednesday, September 24, 2014 7:41:55 AM
Rank: Member


Joined: 5/6/2011
Posts: 391
Location: Nairobi
Every morning I keep getting balance messages , and a deduction of Kshs 30 from my balance each time I get one, I never subscribed to the same and yet they insist I did, a very strange bank indeed. Numerous followups have proved unsuccessful.
"You can't have everything. Where would you put it?" - Stephen Wright
kanyimwa
#7 Posted : Wednesday, September 24, 2014 9:13:02 AM
Rank: Member


Joined: 8/20/2008
Posts: 83
The first time I posted this, I was asked to name the bank; which I hesitated coz may be it was peculiar to my account. You can imagine a bank with over one million accounts deducting 30 bob every day at 6am plus the gava getting 3 bob later in the month from the "theft" in excise duty.

The thing is smartly done from the back end. They insist you are the one to disable it by subscribing to their mobile banking app. How many Kenyans will do that?
westkate
#8 Posted : Wednesday, September 24, 2014 10:58:50 AM
Rank: Member


Joined: 5/3/2014
Posts: 133
Location: nairobi
kanyimwa mention the bank . what are you waiting for
Impunity
#9 Posted : Wednesday, September 24, 2014 11:06:32 AM
Rank: Elder


Joined: 3/2/2009
Posts: 26,328
Location: Masada
Anybody tried the Ekwete emergency overdraft over the ATM?
@Rip-off!!!!!!!!!!!!
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

mozenrat
#10 Posted : Wednesday, September 24, 2014 12:27:53 PM
Rank: Veteran


Joined: 5/18/2008
Posts: 796
Speculz wrote:
Every morning I keep getting balance messages , and a deduction of Kshs 30 from my balance each time I get one, I never subscribed to the same and yet they insist I did, a very strange bank indeed. Numerous followups have proved unsuccessful.


Unsubscribe directly if it is a Safaricom line... just *100# or *200# and look for Premium Rate Services
webish
#11 Posted : Wednesday, September 24, 2014 12:32:49 PM
Rank: Member


Joined: 10/19/2009
Posts: 671
Location: Nairobi
mozenrat wrote:
Speculz wrote:
Every morning I keep getting balance messages , and a deduction of Kshs 30 from my balance each time I get one, I never subscribed to the same and yet they insist I did, a very strange bank indeed. Numerous followups have proved unsuccessful.


Unsubscribe directly if it is a Safaricom line... just *100# or *200# and look for Premium Rate Services


I saw this thread and remembered I get the messages as well. It's probably a "rogue" premuium subscription on your safaricom line. Checking shortly to remove..

Life is joy, death is peace, but the transition is very difficult.
Speculz
#12 Posted : Monday, September 29, 2014 8:06:21 AM
Rank: Member


Joined: 5/6/2011
Posts: 391
Location: Nairobi
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.
"You can't have everything. Where would you put it?" - Stephen Wright
jerry
#13 Posted : Monday, September 29, 2014 8:13:05 AM
Rank: Elder


Joined: 9/29/2006
Posts: 2,570
Speculz wrote:
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.

Can we twit to CoopB instead of calling customer care?
The opposite of courage is not cowardice, it's conformity.
webish
#14 Posted : Monday, September 29, 2014 8:53:40 AM
Rank: Member


Joined: 10/19/2009
Posts: 671
Location: Nairobi
jerry wrote:
Speculz wrote:
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.

Can we twit to CoopB instead of calling customer care?


Several people have been tweeting them since it started...so, better to call.

I did call this morning and they deactivated for me instantly. They have no answer as to why everyone was subscibed in the first place, without their knowledge..

If you need the cash back, you have to visit your branch and launch a complaint, which is something i'm sure people will not have time for... smile

Life is joy, death is peace, but the transition is very difficult.
mozenrat
#15 Posted : Monday, September 29, 2014 9:06:44 AM
Rank: Veteran


Joined: 5/18/2008
Posts: 796
Speculz wrote:
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.


Is the deduction from your airtime or from your bank account balance? Ideally, the bank is only able to send you these messages by subscribing you to some service with your mobile phone provider. of course, if the deduction is on you bank account, then unsubscribing you won't stop them collecting the fee even if the messages don't reach you but would work if the deduction is from your airtime.
webish
#16 Posted : Monday, September 29, 2014 9:56:12 AM
Rank: Member


Joined: 10/19/2009
Posts: 671
Location: Nairobi
mozenrat wrote:
Speculz wrote:
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.


Is the deduction from your airtime or from your bank account balance? Ideally, the bank is only able to send you these messages by subscribing you to some service with your mobile phone provider. of course, if the deduction is on you bank account, then unsubscribing you won't stop them collecting the fee even if the messages don't reach you but would work if the deduction is from your airtime.


I think it's the other way round.. Once they unsubscribe you, they won't deduct the fees everyday..of course, plus you stop receiving the texts. It's really a Bank issue as I see it, and probably has nothing to do with Safaricom..

Life is joy, death is peace, but the transition is very difficult.
Wamunyota
#17 Posted : Monday, September 29, 2014 10:07:02 AM
Rank: Veteran


Joined: 6/23/2014
Posts: 1,652
Speculz wrote:
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.

You just need to dial *667# and you will find an option to unsubscribe from the alerts.
Hutia Mundu!!
jerry
#18 Posted : Monday, September 29, 2014 10:21:56 AM
Rank: Elder


Joined: 9/29/2006
Posts: 2,570
Speculz wrote:
Every morning I keep getting balance messages , and a deduction of Kshs 30 from my balance each time I get one, I never subscribed to the same and yet they insist I did, a very strange bank indeed. Numerous followups have proved unsuccessful.

Mine has been once every two days. The deduction is KES 5.50(0.50 excise duty) after a few days.
The opposite of courage is not cowardice, it's conformity.
webish
#19 Posted : Monday, September 29, 2014 12:29:29 PM
Rank: Member


Joined: 10/19/2009
Posts: 671
Location: Nairobi
Wamunyota wrote:
Speculz wrote:
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.

You just need to dial *667# and you will find an option to unsubscribe from the alerts.


This was the first thing I tried. That service was never listed. So, calling Coop is what finally helped me.

Life is joy, death is peace, but the transition is very difficult.
Wamunyota
#20 Posted : Monday, September 29, 2014 2:44:23 PM
Rank: Veteran


Joined: 6/23/2014
Posts: 1,652
webish wrote:
Wamunyota wrote:
Speculz wrote:
It is not a Safaricom subscription, it is an alert enabled , problem is , the alert is not enabled by the customer ,got mine disabled after my tenth followup call to customer care. Lots of people facing the same issue.

You just need to dial *667# and you will find an option to unsubscribe from the alerts.


This was the first thing I tried. That service was never listed. So, calling Coop is what finally helped me.

I use this service very often,checking balances,transferring money to Mpesa and other services.I had the same issue and deactivated my alerts.
Hutia Mundu!!
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