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I'm debt free starting today!!!!!!!!!!
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PeterReborn
#31 Posted : Tuesday, June 24, 2014 2:41:15 PM
Rank: Veteran

Joined: 1/3/2014
Posts: 1,063
Impunity wrote:
Vallerrie wrote:
Been debt free for a year now, I know the feeling, pure bliss.....
The next worst thing from being in debt is people owing me money! I hate that ish.


@vallo, I'm glad there is somebody outside there who feels like me; the feeling is next to being orgasmic!
I think we can meet and share our experiences.I have a lot to tell.
To all those wannabe still clutching on SACCO debts you dont know what you are missing.

Applause Applause Applause Sema kiswahili.
Consistency is better than intensity
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PeterReborn
#32 Posted : Tuesday, June 24, 2014 2:43:08 PM
Rank: Veteran

Joined: 1/3/2014
Posts: 1,063
sheri wrote:
PeterReborn wrote:
Mwanaume ni madeni,debt free achia madame!!


I hope you meant school girls. Otherwise the working class are deep in debts. Tuplots hapa na pale tunanunua na loans za SACCO

yes tudame twa chips na Fanta Orange.smile
Consistency is better than intensity
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Impunity
#33 Posted : Tuesday, June 24, 2014 2:52:07 PM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
dunkang wrote:
Does student (HELB) loan count?


HELB loan yangu was kitu 5K and I used to see hapo kando ya one of the SACCO loans, I have no idea when I cleared it. Last year I got an email asking to go collect my clearance cert. Maisha iko tamu aje wajameni!
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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  | | Edit by user: Tuesday, June 24, 2014 2:59 PM | Reason: Not specified
waiter
#34 Posted : Tuesday, June 24, 2014 3:02:55 PM
Rank: Member

Joined: 10/27/2008
Posts: 52
Applause Applause Applause Applause Applause Applause Applause i don't post here a lot but i can identify with your feeling. i have been debt free for 4 years now. The only debt the bible allows me to have is that of LOVE.
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Mo
#35 Posted : Tuesday, June 24, 2014 3:06:50 PM
Rank: Member

Joined: 9/21/2007
Posts: 326
is being debt free something to really celebrate? how do you build your personal balance sheet and esspecially if you are just another johnie starting it up? i mean, i would be happy if were 60 and debt free, heading for retirement and earning a constant income from the assets built in my youth but i think i would be naive being mid 30s with a lean balance sheet (my mtumba car and a plot in oloitoktok only)and dancing tom tom on mother earth's mould how free i am from debt.
Speak your truth quietly and clearly; and listen to others, even the dull and the ignorant; they too have their story.
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butterflyke
#36 Posted : Tuesday, June 24, 2014 3:08:45 PM
Rank: Elder

Joined: 5/1/2010
Posts: 3,024
Location: Hapa
Angelica _ann wrote:



Laughing out loudly
Float like a butterfly, sting like a bee. - Muhammad Ali🐝
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PeterReborn
#37 Posted : Tuesday, June 24, 2014 3:10:54 PM
Rank: Veteran

Joined: 1/3/2014
Posts: 1,063
Mo wrote:
is being debt free something to really celebrate? how do you build your personal balance sheet and esspecially if you are just another johnie starting it up? i mean, i would be happy if were 60 and debt free, heading for retirement and earning a constant income from the assets built in my youth but i think i would be naive being mid 30s with a lean balance sheet (my mtumba car and a plot in oloitoktok only)and dancing tom tom on mother earth's mould how free i am from debt.

Applause Applause Applause
Consistency is better than intensity
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Impunity
#38 Posted : Tuesday, June 24, 2014 3:27:13 PM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
waiter wrote:
Applause Applause Applause Applause Applause Applause Applause i don't post here a lot but i can identify with your feeling. i have been debt free for 4 years now. The only debt the bible allows me to have is that of LOVE.


It so sweet, u just find yourself whistling in the bathtab or while downloading...yaani unaangalia maisha na haumini.

I see my landlord and I pity him so much, with all these maisonettes kumbe ni za 25 year mortgages, na he has only done 3 years payment.
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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Impunity
#39 Posted : Tuesday, June 24, 2014 3:31:17 PM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
Mo wrote:
is being debt free something to really celebrate? how do you build your personal balance sheet and esspecially if you are just another johnie starting it up? i mean, i would be happy if were 60 and debt free, heading for retirement and earning a constant income from the assets built in my youth but i think i would be naive being mid 30s with a lean balance sheet (my mtumba car and a plot in oloitoktok only)and dancing tom tom on mother earth's mould how free i am from debt.


Its better to be in your 30s debt free and live comfortably than to en-mass huge ulcers in your mid life then become debt free at 60 when the ulcers have reduced your life expectancy to 62!

Choices have consequences!

En massing wealth till 60 when you will have no teeth to eat nyamchom, what for?

d'oh! d'oh! d'oh!
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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  | | Edit by user: Tuesday, June 24, 2014 3:33 PM | Reason: Not specified
nakujua
#40 Posted : Tuesday, June 24, 2014 3:32:59 PM
Rank: Elder

Joined: 12/17/2009
Posts: 3,583
Location: Kenya
Impunity wrote:
sheri wrote:
Impunity wrote:
What to do now?
I feel my head is much lighter now.
Just got my last clearance cert from the last lender.

Kumbe hivi ndio watu wa lower class hu feel? So nice having no debt, even mama mboga sina deni yake, hata huyu msichana wa chai nimemlipa mandazi upfront.

I urge all middle class to try and clear those 3rd hand car loans and experience this feeling.

smile smile smile

smile smile


@sheri kumbe hivi ndio nyinyi hufeel hapo chini? smile smile

I swear I havent seen the RH side of my payslip look this thin...only NHIF,NSSSF na ile chunk ya KRA, initially it was a 3 page slip with a lot of sacco and Equity loans.

Then I go check my snail mail box ant some cheques from Equity...kumbe mazuri haitembei pekee yake.

Applause Applause Applause

you get a payslip ?
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