@ Alvaro-1 , about average expected returns on Friends Provident Intl, You cannot predict average expected returns on a fund but what we do is use historical figures to gauge the expected performance of a fund.
With the more agressive funds such as the BRIC countries fund, the increase in the unit price only this year has been 60% but remember these securities markets are just recovering from the financial crisis and so prices are quickly going back to where they were before the crisis. We feel that this fund, and many other funds, has still not reached its potential price thus presenting an investment opportunity.

Mturi,Isle of mann is just one of the tax havens.the other one is luxembourg which is in Europe.most of the tax havens based in the US may be abolished.

you all completely lost me...

esp IFA IFA1 & Wazua...

@IFA-In relation to other offshore centres, do you have a fund manager that you have dealt with in relation to Guernsey funds. I have done some research and Guernsey has a similar investor compensation scheme and no one has claimed under that scheme.

IOM is still trying to chart their strategic direction as a jurisdiction and particularly in teh area of funds. So if you have a recommended manager in Guernsey, that would be my preferred location, followed by Luxembourg