I here KCB has one of the best....never used it before!!!

Make money.....then you will enjoy all the fine things in life!!!

They can call you at 4a.m.Hao hapana mchezo.They will even call you to remind you that you have not used their card for long though nothing is due to them.

I mean fundamental analysis,you get me? Fundamental analysis of a business involves analyzing its financial statements and health,its management and competitive advantages,and its competitors

Jkmwatha ....talking from personal experience.

I mean fundamental analysis,you get me?

Fundamental analysis of a business involves analyzing its financial statements and health,its management and competitive advantages,and its competitors

Kindly if you can,run away from Barclay card as fast as you can!

They will call in the middle of the night to say you owe them this and that even when you already paid. If the due date is tomorrow and you pay today to any of the bank branches,they will load late payment penalty and claim they had not seen it reflected in the system. They will load 10% of the outstanding onto your statement. This translates to 120% per annum!! This besides annual access fees,late payment fees etc. Sober up sooner than later,pay them all their dues and run away.

Their tel. lines will answer,then keep you waiting for five minutes only to say all their customer service staff are busy.

Generally speaking,avoid credit cards like a plague. Though debt is unavoidable sometimes,try to live within your means.


Work like you will die tomorrow,plan like you will never die

KCB is very very lousy. too many controls and fails almost everywhere. I actually moved to barclays from them. And their limits,they think everyone who goes to them is a civil servant and purely relies on salo

Kim