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Britam Linda Jamii with Safaricom (Health Insurance)
dunkang
#1 Posted : Wednesday, November 28, 2012 9:39:17 AM
Rank: Elder


Joined: 6/2/2011
Posts: 4,818
Location: -1.2107, 36.8831
Yesterday, Britam safcom and Changamka launched a micro health insurance with Britam through their MPESA.

Anyone with additional info, since insurance is not a darling of many unless its mandatory (e.g vehicles)
Receive with simplicity everything that happens to you.” ― Rashi

livie
#2 Posted : Wednesday, November 28, 2012 11:49:47 AM
Rank: Veteran


Joined: 11/1/2008
Posts: 834
rink?
If you are going to be thinking only one thing, you might as well be thinking big. -Donald J . Trump
dunkang
#3 Posted : Wednesday, November 28, 2012 12:10:33 PM
Rank: Elder


Joined: 6/2/2011
Posts: 4,818
Location: -1.2107, 36.8831
livie wrote:
rink?


its allover twitter and some blogs e.g.
http://pesatalk.com/2012...at-the-touch-of-a-button
Receive with simplicity everything that happens to you.” ― Rashi

Kingotore
#4 Posted : Wednesday, January 22, 2014 9:51:30 AM
Rank: New-farer


Joined: 12/27/2013
Posts: 87
Britam Linda jamii - relaunch

Britam will launch new product called Linda jamii that aim to provide medical cover to the family . It Will partner with safaricom as members will subscribe via phone at a cost of sh 12000 per family per year. It intended to cover most of low income earners.
GOOD TO GREAT. KINGOTORE
Angelica _ann
#5 Posted : Wednesday, January 22, 2014 10:32:05 AM
Rank: Elder


Joined: 12/7/2012
Posts: 11,908
Kingotore wrote:
Britam will launch new product called Linda jamii that aim to provide medical cover to the family . It Will partner with safaricom as members will subscribe via phone at a cost of sh 12000 per family per year. It intended to cover most of low income earners.


Regardless of other factors such as age, numbers, gender etc. What are the limits?
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
josimar
#6 Posted : Wednesday, January 22, 2014 10:39:33 AM
Rank: Member


Joined: 7/6/2010
Posts: 242
And which hospitals will cater the cover ?
Kingotore
#7 Posted : Wednesday, January 22, 2014 10:55:55 AM
Rank: New-farer


Joined: 12/27/2013
Posts: 87
The cover age limit during entry is btn 18-75 yrs but exceed upon entry It outpatient (50k) and inpatient(200k) maternity(30k) and death 40k limit for principal or spouse only
GOOD TO GREAT. KINGOTORE
Angelica _ann
#8 Posted : Wednesday, January 22, 2014 11:06:58 AM
Rank: Elder


Joined: 12/7/2012
Posts: 11,908
any link for more details, hospitals, entry, exit
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
Kingotore
#9 Posted : Wednesday, January 22, 2014 12:18:09 PM
Rank: New-farer


Joined: 12/27/2013
Posts: 87
Link www.lindajamii.com
GOOD TO GREAT. KINGOTORE
Angelica _ann
#10 Posted : Wednesday, January 22, 2014 12:41:29 PM
Rank: Elder


Joined: 12/7/2012
Posts: 11,908
Kingotore wrote:

Thanks!
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
jguru
#11 Posted : Wednesday, January 22, 2014 1:05:45 PM
Rank: Veteran


Joined: 10/25/2007
Posts: 1,574
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.
Set out to correct the world's wrongs and you will most certainly wind up adding to them.
dunkang
#12 Posted : Wednesday, January 22, 2014 1:52:18 PM
Rank: Elder


Joined: 6/2/2011
Posts: 4,818
Location: -1.2107, 36.8831
jguru wrote:
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.

To me, this is by far much better than the current one i have that restrict me to one hospital. Its well spread to all counties all over Kenya.

What are the fine prints saying, ANYONE?
Receive with simplicity everything that happens to you.” ― Rashi

poundfoolish
#13 Posted : Wednesday, January 22, 2014 2:37:03 PM
Rank: Elder


Joined: 12/2/2009
Posts: 2,458
Location: Nairobi
jguru wrote:
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.


Those major hospitals are such swindlers. and by those exclusions i think this product is not targeting the Nairobi middle class.. its going for the lower middle class and lower lower middle class if you ask me..
Robinhood
#14 Posted : Wednesday, January 22, 2014 2:38:38 PM
Rank: Elder


Joined: 12/11/2008
Posts: 2,306
dunkang wrote:
jguru wrote:
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.

To me, this is by far much better than the current one i have that restrict me to one hospital. Its well spread to all counties all over Kenya.

What are the fine prints saying, ANYONE?


The exclusion of the so called 'major hospitals' is for a reason. These hospitals would wipe out the entire KShs 200K inpatient limit in a day or two and kick you out of their posh beds.

This is targeted at those who would not mind a less posh place but want care that is better than you may find at Pumwani Maternity Hospital or Mbagathi for instance
Great men are not always wise, neither do the aged understand judgement...
Mist
#15 Posted : Wednesday, January 22, 2014 3:03:12 PM
Rank: New-farer


Joined: 1/8/2014
Posts: 77
jguru wrote:
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.



Good point @jguru
A joke is told of how one lady whose car was hit in traffic and the airbags flew open,she was not hurt just a bit roughed up but ok, but kept shouting.."Nipelekeni Nairobi hospital"

My take is that if you are not near the major hospitals its a good choice but what if you are ? or need to be referred there for further treatment?
Simplicity is the utmost sophistication.
jguru
#16 Posted : Wednesday, January 22, 2014 3:42:50 PM
Rank: Veteran


Joined: 10/25/2007
Posts: 1,574
Robinhood wrote:
dunkang wrote:
jguru wrote:
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.

To me, this is by far much better than the current one i have that restrict me to one hospital. Its well spread to all counties all over Kenya.

What are the fine prints saying, ANYONE?


The exclusion of the so called 'major hospitals' is for a reason. These hospitals would wipe out the entire KShs 200K inpatient limit in a day or two and kick you out of their posh beds.

This is targeted at those who would not mind a less posh place but want care that is better than you may find at Pumwani Maternity Hospital or Mbagathi for instance


If you are a member of NHIF, you get better comprehensive in-patient treatment at any of those listed hospitals on that list (and many more), with no limits, at a far cheaper premium (Kes 1920 per year voluntary or Kes 3840 salaried).

What's the point of having LindaJamii and being admitted at Kabarnet District Hospital in the general wards?
Set out to correct the world's wrongs and you will most certainly wind up adding to them.
muganda
#17 Posted : Wednesday, January 22, 2014 3:43:53 PM
Rank: Elder


Joined: 9/15/2006
Posts: 3,905
Will this iteration work? If I'm not mistaken, product experienced a 'sexy' launch in Nov 2012. And the RELAUNCH implies...

Angelica _ann
#18 Posted : Wednesday, January 22, 2014 6:11:29 PM
Rank: Elder


Joined: 12/7/2012
Posts: 11,908
jguru wrote:
Robinhood wrote:
dunkang wrote:
jguru wrote:
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.

To me, this is by far much better than the current one i have that restrict me to one hospital. Its well spread to all counties all over Kenya.

What are the fine prints saying, ANYONE?


The exclusion of the so called 'major hospitals' is for a reason. These hospitals would wipe out the entire KShs 200K inpatient limit in a day or two and kick you out of their posh beds.

This is targeted at those who would not mind a less posh place but want care that is better than you may find at Pumwani Maternity Hospital or Mbagathi for instance


If you are a member of NHIF, you get better comprehensive in-patient treatment at any of those listed hospitals on that list (and many more), with no limits, at a far cheaper premium (Kes 1920 per year voluntary or Kes 3840 salaried).

What's the point of having LindaJamii and being admitted at Kabarnet District Hospital in the general wards?


@jguru, thanks for the insight!
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
poundfoolish
#19 Posted : Wednesday, January 22, 2014 6:38:01 PM
Rank: Elder


Joined: 12/2/2009
Posts: 2,458
Location: Nairobi
muganda wrote:
Will this iteration work? If I'm not mistaken, product experienced a 'sexy' launch in Nov 2012. And the RELAUNCH implies...



interesting!! very interesting
Bigchick
#20 Posted : Wednesday, January 22, 2014 8:30:44 PM
Rank: Elder


Joined: 2/8/2013
Posts: 4,068
Location: At Large.
jguru wrote:
All the major hospitals (MP Shah, Aga Khan, Nairobi, Mater etc) are excluded from the list of hospitals you can get treatment from.

http://lindajamii.co.ke/providers/

I'm hesitant to recommend this plan.



It does not target those who seek treatment at those hospitals you have mentioned.

This is aimed at the masses that seek healthcare kwa mganga, those that self medicate, those that go to government hospitals but have to be queued for several days later coz of the masses.

They will be treated in mission hospitals and other smaller establishments.

For me its a plus.It translates to 1000 per month or 35 bob a day.Its affordable

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