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Bank Loan
K2
#1 Posted : Wednesday, November 25, 2009 11:56:00 AM
Rank: Member


Joined: 6/17/2009
Posts: 9
Good people. I want to take a bank loan,any bank you can recommend ama they are all the same :). Please guide me.
mtaalam
#2 Posted : Wednesday, November 25, 2009 12:12:00 PM
Rank: Member


Joined: 11/2/2006
Posts: 519
How much?
Secured or unsecured?
Purpose?
Term?

...ili iwe funzo!
Much Know
#3 Posted : Wednesday, November 25, 2009 12:18:00 PM
Rank: Elder


Joined: 12/6/2008
Posts: 3,554
salary loan Equity the best (although i hear they are good at snatching back cars defaulted on loan),Barclays the worst (for any form of credit)

Niône mwisho ya mwezi pliz!
Meru Holiness
K2
#4 Posted : Wednesday, November 25, 2009 12:26:00 PM
Rank: Member


Joined: 6/17/2009
Posts: 9
0ne million.
unsecured.
I need to do some touches in my house I move in.
Impunity
#5 Posted : Wednesday, November 25, 2009 12:57:00 PM
Rank: Elder


Joined: 3/2/2009
Posts: 26,330
Location: Masada
Family Bank or Inche no mogusi naedere mumemba....Nothing more nothing less.

The Hague...or Local Triburnal ama TJRC.
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

dijkstra
#6 Posted : Wednesday, November 25, 2009 1:30:00 PM
Rank: Member


Joined: 11/28/2006
Posts: 91
I propose you consider the Debt Free Living option.

Check the following sites::

www.simpledebtfreeliving.com

www.debtproofliving.com

BTW; me will be debt free by Nov 2010...


none
Impunity
#7 Posted : Wednesday, November 25, 2009 1:37:00 PM
Rank: Elder


Joined: 3/2/2009
Posts: 26,330
Location: Masada
@djisktra.....why Nov 2010?Hitting jackport or you will be G4Sing CBK big-time???

The Hague...or Local Triburnal ama TJRC.
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

MaichBlack
#8 Posted : Wednesday, November 25, 2009 2:12:00 PM
Rank: Elder


Joined: 7/22/2009
Posts: 7,568
From what I have heard from friends,you should avoid Barclays at all costs. Equity are supposedly more 'user friendly' and are apparently more interested in you clearing your loan so that you can go for more chums in future than the banks that want to take you to 'A-dollar-a-day' sooner rather than later. I haven't taken a loan with them though so I'd advice you ask guys who have. Someone close to you must be servicing an Equity loan.

One more thing,I hope you have done your calculations and what you got justifies taking up a loan to finish up the house as opposed to investing elsewhere and paying rent for a couple of more months/years. Sometimes we are so blinded by the desire to live in our own houses we loose focus of the economic sense. My two Eastern Mau cents.
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
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