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Where do i invest some 200K i have?
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Learner
#1 Posted : Monday, June 24, 2013 10:20:47 AM
Rank: New-farer

Joined: 6/24/2013
Posts: 18
Any ideas on where to put 200K for a more reasonable return than the 12% p.a (Fixed deposit a/c) i got from some bank?
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chepkel
#2 Posted : Monday, June 24, 2013 10:38:01 AM
Rank: Member

Joined: 4/6/2010
Posts: 741
Location: Nairobi
Learner wrote:
Any ideas on where to put 200K for a more reasonable return than the 12% p.a (Fixed deposit a/c) i got from some bank?


I am looking for an investor for my farming project.

I would like to venture into Passion fruit farming. The returns are very high.

I have the land all I need is the investment.

Passion fruits take about 7-8 months to mature and after that we can get returns of about 50,000 bob per week for about 6 weeks.

We can work out a deal on how to ensure that you get full return on your investment and how to share the profits thereafter.

chepkel25@gmail.com is my email
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mwekez@ji
#3 Posted : Monday, June 24, 2013 10:48:41 AM
Rank: Chief

Joined: 5/31/2011
Posts: 5,121
Learner wrote:
Any ideas on where to put 200K for a more reasonable return than the 12% p.a (Fixed deposit a/c) i got from some bank?


In this day and time, which bank is giving you 12% and what tenor are we talking about here
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Learner
#4 Posted : Monday, June 24, 2013 11:24:28 AM
Rank: New-farer

Joined: 6/24/2013
Posts: 18
mwekez@ji wrote:
Learner wrote:
Any ideas on where to put 200K for a more reasonable return than the 12% p.a (Fixed deposit a/c) i got from some bank?


In this day and time, which bank is giving you 12% and what tenor are we talking about here



Not really a bank but Faulu.
Clarify 'Tenor' please
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mwekez@ji
#5 Posted : Monday, June 24, 2013 11:37:52 AM
Rank: Chief

Joined: 5/31/2011
Posts: 5,121
Learner wrote:
mwekez@ji wrote:
Learner wrote:
Any ideas on where to put 200K for a more reasonable return than the 12% p.a (Fixed deposit a/c) i got from some bank?


In this day and time, which bank is giving you 12% and what tenor are we talking about here



Not really a bank but Faulu.
Clarify 'Tenor' please


By tenor i meant the duration one has to place the deposit to be eligible for the interest rate of 12% (e.g. 1 mth, 3,6, 12, etc)

On Faulu, this 12% started a while back when TBill rates were about that level. Today, TBill rates have significantly dropped. Are you sure that Faulu hasnt lowered its FDR interest rate in line with the market?
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Learner
#6 Posted : Monday, June 24, 2013 12:16:49 PM
Rank: New-farer

Joined: 6/24/2013
Posts: 18
mwekez@ji wrote:
Learner wrote:
mwekez@ji wrote:
Learner wrote:
Any ideas on where to put 200K for a more reasonable return than the 12% p.a (Fixed deposit a/c) i got from some bank?


In this day and time, which bank is giving you 12% and what tenor are we talking about here



Not really a bank but Faulu.
Clarify 'Tenor' please


By tenor i meant the duration one has to place the deposit to be eligible for the interest rate of 12% (e.g. 1 mth, 3,6, 12, etc)

On Faulu, this 12% started a while back when TBill rates were about that level. Today, TBill rates have significantly dropped. Are you sure that Faulu hasnt lowered its FDR interest rate in line with the market?


They gave me that rate like 2 weeks ago and the rate was if i deposit 200k for a 1 year period.
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mwekez@ji
#7 Posted : Monday, June 24, 2013 12:25:02 PM
Rank: Chief

Joined: 5/31/2011
Posts: 5,121
Learner wrote:
mwekez@ji wrote:
Learner wrote:
mwekez@ji wrote:
Learner wrote:
Any ideas on where to put 200K for a more reasonable return than the 12% p.a (Fixed deposit a/c) i got from some bank?


In this day and time, which bank is giving you 12% and what tenor are we talking about here



Not really a bank but Faulu.
Clarify 'Tenor' please


By tenor i meant the duration one has to place the deposit to be eligible for the interest rate of 12% (e.g. 1 mth, 3,6, 12, etc)

On Faulu, this 12% started a while back when TBill rates were about that level. Today, TBill rates have significantly dropped. Are you sure that Faulu hasnt lowered its FDR interest rate in line with the market?


They gave me that rate like 2 weeks ago and the rate was if i deposit 200k for a 1 year period.


#Interesting #Good rate you got there for an FDR of 1 year since government is paying 8.141% for that tenor and the government rate is on the decline.

@Banker, et al, why is Faulu picking FDRs at far higher rates than the market? iko shida faulu??
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Learner
#8 Posted : Monday, June 24, 2013 12:54:31 PM
Rank: New-farer

Joined: 6/24/2013
Posts: 18
Any advise about my problem though?
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mwekez@ji
#9 Posted : Monday, June 24, 2013 12:59:30 PM
Rank: Chief

Joined: 5/31/2011
Posts: 5,121
@Learner, stocks if you can take the risk. Check KenyaRe, CFC ... if market continues to take a dip, look at EquityBank, HFCK
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webish
#10 Posted : Monday, June 24, 2013 1:02:45 PM
Rank: Member

Joined: 10/19/2009
Posts: 671
Location: Nairobi
Learner wrote:
Any advise about my problem though?


Is your's really a problem? smile Well, depends of how you look at it.

Anyway, I would personally buy LAND.

Shamba yani. Some 1/8ths in Kajiado where rates are not yet past 100K. Or even deeper, for an acre.
There's good pieces those sides.

Life is joy, death is peace, but the transition is very difficult.
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