Do a detailled research on the facilities you can use in the available banks, then get the best offer.
With land its hard to save to buy because the land is also appreciating. i advice buying now then you accelerate the repayments to the shortest time possible, say you take a loan for 60 months and repay in 12 months.
my 2cents
Every day I get up and look through the Forbes list of the richest people in the World. If I'm not there, I go to work.