..just on the line.

..for me..it's a buy @18 or below.. otherwise..will sit out as i've done thus far.

It's not about how cheap the stock is..but what other alternatives to that stock are there.. my priority is on stocks with >8% div yield and a p/e less than 6% and a PSR less than 1... HFCK comes to that threshhold at a price of 17.5 and below..
..it's just my criteria..has nothing to do ith cheap or expensive..just my criteria

Very true guru,very true. .If it had indeed moved to 15 the same guys would change their minds to wait it at 12,11 and so on. .. what they fail to realise is that the fundtl reasons that cud make a stock tank that much will eventually change their descisions...well most of the time

We need a head count here. Bus imejaa.
We shouted for ppl to buy at 15 but they wanted 13.
@mlenny. I like ur 60 prediction 2014 Dec. I predict 30 end this year . 40 end 2014. But id be happier if ur right.

I have been shooting for a top ten holding on this one right from 15 ,going for the dividend yield and better financials in the coming year.I got shut out with a quarter of my purchase not done,when the price went above my buy limit price of my 18.50,i will be glad if went back to that level so i can complete my buying .My buy average buy is 17.1 for a substantial holding and an 8% dividend yield.

Whooping is a sound. Whopping means 'large/huge'. Yes, you may whoop after a whopping gain

High interest rates [rates jumped from 14% to 28% & though down to 18%] stressed borrowers.
Customer A borrows 1mn & pays 14% per annum in interest. Perhaps even a little principal... Then rates jump to 28% which means 2x interest payments required. Forget the principal repayments. The customer is 'stressed' unless he can find another source of income. What happens is the customer defaults & the bank starts providing [via NPA] for them.