If you look at the growth from 2007-2011 strategic plan, its almost a 10 times increase in PBT/PAT and that was the recovery(annual report 2011).

They are terming the new strategic plan 2012-2016 the growth phase, so you can imagine what profits this business will be churning if they achieve their targets and the CEO is top notch.

@Proverb, is HFCK a

a)Value stock – Yes – Check P/E, P/B, Fundies
b)Dividend stock – Yes – Dividend Yield >10%
c)Momentum stock – Its building and bulls will make money

@Sparkley, Banks have learnt to live with Asset Liability mismatch. Check around.

This is a diamond! #BUY

@Mwekez@ji i am already in, in fact am liquidating some positions to get more of the diamond. For me its a plus that they are addressing the asset/liability mismatch.

there's room for everyone , supply nowadays is good. but bottom fishing is very TRICKY at the moment.

It will soon be at par with equity share