And it came to pass that 91-day T bill dropped to 8.583%

I'm wondering how low it can go...

We told you guys, Tbills are a sham!! Well not really a sham, but you have to factor in time value of money and downward rate adjustments. Equities always perform better.

The time for Tbills was Q4 2011 and even then Equities were hot buys,what with simba at 14.8 in Oct(i bought at that price) & mpesa at 3bob.
For a trader,and even an investor,Equity returns on growth stocks will far outway money mkt returns in the long run!
I like to think of Tbills as a necessary evil in our portfolios,for those rainy days!!

T-Bills rate dont fluctuate like that.
Do you understand how T-Bill works?

There is a 365 day paper auctioned every 1st Wednesday of the month.

debt instruments typically bear a lower
risk.Hence, in the long-term, returns on equities may be higher than
on bonds (though bonds may outperform equities for more prolonged times during this period). This
additional return generated on equities, compared with bonds, is known as the equity risk premium.