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Medical Insurance for the over 60yrs in age
Dia
#1 Posted : Tuesday, July 31, 2012 3:16:34 PM
Rank: Member


Joined: 3/30/2010
Posts: 176
Following in others' footsteps, I am taping into the wazua knowledge pool. Does anyone know of an insurer in Kenya that has a medical cover for persons over 60?
TiggerTiggy
#2 Posted : Tuesday, July 31, 2012 3:22:04 PM
Rank: Veteran


Joined: 10/13/2011
Posts: 660
insurers are there. the issue is the exclusions. they include just about any condition you would expect the aged to be dealing with
Dia
#3 Posted : Tuesday, July 31, 2012 3:31:19 PM
Rank: Member


Joined: 3/30/2010
Posts: 176
Exclusions I can consider but the most frustrating hurdle is the minimum age. All the ones I found (APA, Jubilee, CIC) have a maximum entry age of below 60. Sad
Magigi
#4 Posted : Tuesday, July 31, 2012 3:33:34 PM
Rank: Elder


Joined: 3/31/2008
Posts: 7,081
Location: Kenya
NHIF...Only 2k per year!
Dia
#5 Posted : Tuesday, July 31, 2012 3:49:42 PM
Rank: Member


Joined: 3/30/2010
Posts: 176
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.
bwenyenye
#6 Posted : Tuesday, July 31, 2012 4:17:10 PM
Rank: Elder


Joined: 5/24/2007
Posts: 1,805
Try resolution Health. They take up to 64 I think. They have good service too.
I Think Therefore I Am
Magigi
#7 Posted : Tuesday, July 31, 2012 5:22:31 PM
Rank: Elder


Joined: 3/31/2008
Posts: 7,081
Location: Kenya
Dia wrote:
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.

...Oh yeah...sure!
Money Whisperer
#8 Posted : Tuesday, July 31, 2012 9:08:49 PM
Rank: Member


Joined: 8/7/2010
Posts: 728
Location: Wazuaville
APA claims in its commercial that they have a product for between 70-75 year-olds.
"Money never sleeps"
McReggae
#9 Posted : Wednesday, August 01, 2012 8:37:18 AM
Rank: Elder


Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
Magigi wrote:
Dia wrote:
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.

...Oh yeah...sure!


In govt hospitals, NHIF takes more than just bed charges as below!!!!

"Upon admission in hospital an NHIF member is accorded services and the hospital makes a claim to the Fund for reimbursement

An in-patient cover for the contributor, declared spouse and children

Provides comprehensive medical cover in majority of over 400 accredited Government facilities, Mission health providers and some private health providers across the country

Provides in-patient services in private and high cost hospitals on a co-payment basis
Comprehensive maternity and CS (Caesarian) package in government hospitals, majority of mission and some private hospitals

Dialysis at Kenyatta National Hospital & Moi Teaching & Referral Hospital at a rebate

Family planning – Vasectomy and Tubal Ligation
NHIF does not exclude any disease."
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
chiaroscuro
#10 Posted : Wednesday, August 01, 2012 9:14:37 AM
Rank: Veteran


Joined: 2/2/2012
Posts: 1,134
Location: Nairobi
Dia wrote:
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.


Please read this: http://www.nhif.or.ke/he...=default&page=&

"Under Category A (government hospitals), members would be able to enjoy full and comprehensive cover for maternity and medical diseases including surgery. In short, they will not need to pay for anything on admission provided they are fully paid up members of NHIF. Members admitted under contract Category B (private and mission) hospitals will enjoy full and comprehensive cover but where surgery is required, the contributor may be required to co-pay."

NHIF is a very good scheme. Perhaps their PR department leaves a lot to be desired....

I know some one who went to deliver a baby by CS at Kijabe hospital last year. She flashed her NHIF card and the surgery was done completely free of charge!

The link above is an eye opener...

Forget the so-called Clinix scandal, NHIF is a very good scheme.
maka
#11 Posted : Wednesday, August 01, 2012 11:16:15 AM
Rank: Elder


Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
Thats the very same reason why NHIF shudnt be allowed to fail it can be a saviour to many...
possunt quia posse videntur
Dia
#12 Posted : Wednesday, August 01, 2012 12:37:45 PM
Rank: Member


Joined: 3/30/2010
Posts: 176
Thank you people. I've narrowed down my options to resolution health and NHIF.

I was rather suprised that APA, with all their advertising about rewriting insurance rules, have a maximum entry age of 58 Sad
vinii
#13 Posted : Wednesday, August 01, 2012 6:16:43 PM
Rank: Elder


Joined: 10/14/2009
Posts: 2,057
the import of all this is that when you get to 60, you are on ua own .. if yu hv not made enough Mulla, then yu hv to rely on kina pastor Njoro to survive the rest of ua yrs on earth..
If you are an eagle don't hang around with chickens; chickens don't fly....
Impunity
#14 Posted : Saturday, July 13, 2013 1:03:27 PM
Rank: Elder


Joined: 3/2/2009
Posts: 26,328
Location: Masada
Looking for medical cover for my senior citizen.

Which company in Kenya offers medical cover for those citizens aged over 65?
Anyone with credible info please!
d'oh!
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

mkenyan
#15 Posted : Saturday, July 13, 2013 1:07:02 PM
Rank: Veteran


Joined: 4/1/2009
Posts: 1,883
nhif
Impunity
#16 Posted : Saturday, July 13, 2013 1:12:29 PM
Rank: Elder


Joined: 3/2/2009
Posts: 26,328
Location: Masada
mkenyan wrote:
nhif


Private company, the likes of Resolution etc.
d'oh!
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

jguru
#17 Posted : Saturday, July 13, 2013 1:49:02 PM
Rank: Veteran


Joined: 10/25/2007
Posts: 1,574
NHIF - No limits on age
UAP - 64 and below
Jubilee - 60 (extendable to 65 if in active service and with good medical reports)
Britam - 64 and below
REsolution - 64 and below (65 and above are only covered on renewal and will undergo medical exams at their cost before enrollment)
AON Minet - 70 and below

If you have deep pockets, check BUPA or Vanbreda.
Set out to correct the world's wrongs and you will most certainly wind up adding to them.
Impunity
#18 Posted : Saturday, July 13, 2013 2:02:08 PM
Rank: Elder


Joined: 3/2/2009
Posts: 26,328
Location: Masada
jguru wrote:
NHIF - No limits on age
UAP - 64 and below
Jubilee - 60 (extendable to 65 if in active service and with good medical reports)
Britam - 64 and below
REsolution - 64 and below (65 and above are only covered on renewal and will undergo medical exams at their cost before enrollment)
AON Minet - 70 and below

If you have deep pockets, check BUPA or Vanbreda.


Do you know the current rates for AON Minet for both inpatient and outpatient?
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

ali
#19 Posted : Saturday, July 13, 2013 4:21:38 PM
Rank: Veteran


Joined: 6/11/2008
Posts: 892
jguru wrote:
NHIF - No limits on age
UAP - 64 and below
Jubilee - 60 (extendable to 65 if in active service and with good medical reports)
Britam - 64 and below
REsolution - 64 and below (65 and above are only covered on renewal and will undergo medical exams at their cost before enrollment)
AON Minet - 70 and below

If you have deep pockets, check BUPA or Vanbreda.


My senior citizens are insured with Afya Imara senior, a product of UAP. Cover up to 80 Yrs
Try them
For in him (Jesus) we live and move and have our being-Acts 17:28
Impunity
#20 Posted : Saturday, July 13, 2013 4:43:30 PM
Rank: Elder


Joined: 3/2/2009
Posts: 26,328
Location: Masada
ali wrote:
jguru wrote:
NHIF - No limits on age
UAP - 64 and below
Jubilee - 60 (extendable to 65 if in active service and with good medical reports)
Britam - 64 and below
REsolution - 64 and below (65 and above are only covered on renewal and will undergo medical exams at their cost before enrollment)
AON Minet - 70 and below

If you have deep pockets, check BUPA or Vanbreda.


My senior citizens are insured with Afya Imara senior, a product of UAP. Cover up to 80 Yrs
Try them


How much is the premium for two senior citizens?
Thanx.
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

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