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Medical Insurance for the over 60yrs in age
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Dia
#1 Posted : Tuesday, July 31, 2012 3:16:34 PM
Rank: Member

Joined: 3/30/2010
Posts: 176
Following in others' footsteps, I am taping into the wazua knowledge pool. Does anyone know of an insurer in Kenya that has a medical cover for persons over 60?
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TiggerTiggy
#2 Posted : Tuesday, July 31, 2012 3:22:04 PM
Rank: Veteran

Joined: 10/13/2011
Posts: 660
insurers are there. the issue is the exclusions. they include just about any condition you would expect the aged to be dealing with
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Dia
#3 Posted : Tuesday, July 31, 2012 3:31:19 PM
Rank: Member

Joined: 3/30/2010
Posts: 176
Exclusions I can consider but the most frustrating hurdle is the minimum age. All the ones I found (APA, Jubilee, CIC) have a maximum entry age of below 60. Sad
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  | | Edit by user: Tuesday, July 31, 2012 3:33 PM | Reason: Not specified
Magigi
#4 Posted : Tuesday, July 31, 2012 3:33:34 PM
Rank: Elder

Joined: 3/31/2008
Posts: 7,081
Location: Kenya
NHIF...Only 2k per year!
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Dia
#5 Posted : Tuesday, July 31, 2012 3:49:42 PM
Rank: Member

Joined: 3/30/2010
Posts: 176
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.
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bwenyenye
#6 Posted : Tuesday, July 31, 2012 4:17:10 PM
Rank: Elder

Joined: 5/24/2007
Posts: 1,805
Try resolution Health. They take up to 64 I think. They have good service too.
I Think Therefore I Am
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Magigi
#7 Posted : Tuesday, July 31, 2012 5:22:31 PM
Rank: Elder

Joined: 3/31/2008
Posts: 7,081
Location: Kenya
Dia wrote:
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.

...Oh yeah...sure!
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Money Whisperer
#8 Posted : Tuesday, July 31, 2012 9:08:49 PM
Rank: Member

Joined: 8/7/2010
Posts: 728
Location: Wazuaville
APA claims in its commercial that they have a product for between 70-75 year-olds.
"Money never sleeps"
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McReggae
#9 Posted : Wednesday, August 01, 2012 8:37:18 AM
Rank: Elder

Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
Magigi wrote:
Dia wrote:
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.

...Oh yeah...sure!


In govt hospitals, NHIF takes more than just bed charges as below!!!!

"Upon admission in hospital an NHIF member is accorded services and the hospital makes a claim to the Fund for reimbursement

An in-patient cover for the contributor, declared spouse and children

Provides comprehensive medical cover in majority of over 400 accredited Government facilities, Mission health providers and some private health providers across the country

Provides in-patient services in private and high cost hospitals on a co-payment basis
Comprehensive maternity and CS (Caesarian) package in government hospitals, majority of mission and some private hospitals

Dialysis at Kenyatta National Hospital & Moi Teaching & Referral Hospital at a rebate

Family planning – Vasectomy and Tubal Ligation
NHIF does not exclude any disease."
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
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  | | Edit by user: Wednesday, August 01, 2012 8:42 AM | Reason: Not specified
chiaroscuro
#10 Posted : Wednesday, August 01, 2012 9:14:37 AM
Rank: Veteran

Joined: 2/2/2012
Posts: 1,134
Location: Nairobi
Dia wrote:
Magigi wrote:
NHIF...Only 2k per year!


I thought NHIF only cover bed charges where one is admitted and that is only up to 2k per night.


Please read this: http://www.nhif.or.ke/he...=default&page=&

"Under Category A (government hospitals), members would be able to enjoy full and comprehensive cover for maternity and medical diseases including surgery. In short, they will not need to pay for anything on admission provided they are fully paid up members of NHIF. Members admitted under contract Category B (private and mission) hospitals will enjoy full and comprehensive cover but where surgery is required, the contributor may be required to co-pay."

NHIF is a very good scheme. Perhaps their PR department leaves a lot to be desired....

I know some one who went to deliver a baby by CS at Kijabe hospital last year. She flashed her NHIF card and the surgery was done completely free of charge!

The link above is an eye opener...

Forget the so-called Clinix scandal, NHIF is a very good scheme.
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  | | Edit by user: Wednesday, August 01, 2012 9:17 AM | Reason: Not specified
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