@ Pierce - And what will stop one Pierce from registering and indicating that he/she lost 10 Million to Scheme A and 5 Million to scheme B and that is why the husband/wife actually left her/him? Where is the evidence? And don't tell me that there might have been reciepts/certificates or whatever. In this country of counterfeits and without corresponding info from the party that is supposed to have recieved the money they count for absolutely nothing!!!
And as mtaalam asked,refund from where? Where is this money coming from? Or will the good minister print some for them? One wonders!
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.