@ Thermostatic. "invest 100k on a monthly basis. Quite a broad spectrum then
1. Interest rates are on the down now so. And besides, for 100k every month, the rates might be as low as 6-11%
2. T-BILLS -not so sure coz these do get taxed and rates are being anhialated pole pole
3. Impersonally don't like mutual funds; however, I have a friend who is a financial consultant(CFA) and deals with a mixture of. Friends provident etc which he manages and claims to have faired pretty good. He is at Sarit centre PFP financial services. Give him a call see what he has to say. (020)3743585
4. Pick up cheap land every 2 months perhaps towards Kisaju? Hold and dump in a few months
5. Stocks- I read u don't like them but some of us here, like myself have been doing this for 11years since I was 17 so it can't all be bad. I'm sure there soo many guys (gals) who have done this stock market thing for way longer, much more profitably than I have but, generally, in the long term it has been good to me. I use it as a place to save funds and then when it's sizable, put it on a property. Do ur homework and buy companies that are a sure thing. Personally, I try not to get into companies that require " bailouts" from share holders too often(read rights issue) again my opinion, but this has worked well. Buy stallworths like EABL, , CARB that have great dividend yields, low issues shares, High net margins.