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I need 350k urgently.
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bigbossman
#1 Posted : Saturday, July 07, 2012 7:41:08 PM
Rank: Member


Joined: 1/14/2012
Posts: 201
Location: nairobi
Where can i get ksh.350,000 quickly?
LIFE IS SO GOOD
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bigbossman
#2 Posted : Saturday, July 07, 2012 7:47:04 PM
Rank: Member


Joined: 1/14/2012
Posts: 201
Location: nairobi
I am already paying a loan and have paid 1 year only. 200K is in a fixed account and maturity is next year. Got a unit-linked policy with premiums paid for almost 6 years. What options do i have now that i need to complete that house i started building.
LIFE IS SO GOOD
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jamplu
#3 Posted : Saturday, July 07, 2012 8:13:52 PM
Rank: Veteran


Joined: 3/25/2010
Posts: 939
Location: Nai

Where is QW...
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QW25091985
#4 Posted : Sunday, July 08, 2012 7:56:06 AM
Rank: User


Joined: 1/24/2012
Posts: 1,675
Location: In Da Hood
Well from the info you have very poor money management.
Building a house with no budget !
What is the loan for if itsnt for building the house ? Coz i cannot imagine you can take a loan go do other stuff and in your situation where you are already servicing a loan decide to build a house. Thats financial suicide if you ask me .
Can you make things abit clear ?
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josiah33
#5 Posted : Sunday, July 08, 2012 5:02:43 PM
Rank: Elder


Joined: 1/27/2011
Posts: 1,777
QW25091985 wrote:
Well from the info you have very poor money management.
Building a house with no budget !
What is the loan for if itsnt for building the house ? Coz i cannot imagine you can take a loan go do other stuff and in your situation where you are already servicing a loan decide to build a house. Thats financial suicide if you ask me .
Can you make things abit clear ?

Laughing out loudly Laughing out loudly
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alma
#6 Posted : Sunday, July 08, 2012 5:25:25 PM
Rank: Elder


Joined: 7/20/2007
Posts: 4,432
kweli josiah is bigbossman? ama i'm in one of my slow moods.
Jose: If I make it through this thug life, I'll see you one day. The Lord is the only way to stop the hurt.
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PKoli
#7 Posted : Sunday, July 08, 2012 11:53:40 PM
Rank: Elder


Joined: 2/10/2007
Posts: 1,587
bigbossman wrote:
Where can i get ksh.350,000 quickly?


Sacco or Bank. It all depends on the leverage the money has for you..
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FancyFace
#8 Posted : Monday, July 09, 2012 8:12:09 AM
Rank: Member


Joined: 7/31/2009
Posts: 743
shylock 30% pm smile

Problems can get out of proportion, and not only in the wee small hours. Don't let the problems eclipse the Master. Let the Master eclipse the problems.
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bigbossman
#9 Posted : Monday, July 09, 2012 6:11:01 PM
Rank: Member


Joined: 1/14/2012
Posts: 201
Location: nairobi
I took a loan that i used to buy a plot on which i am building the house using my savings. I now need at least 350k to finish up the house.
LIFE IS SO GOOD
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Horton
#10 Posted : Monday, July 09, 2012 6:32:27 PM
Rank: Veteran


Joined: 8/30/2007
Posts: 1,558
Location: Nairobi
Shylock?
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Impunity
#11 Posted : Tuesday, July 10, 2012 10:36:24 AM
Rank: Elder


Joined: 3/2/2009
Posts: 26,328
Location: Masada
bigbossman wrote:
I took a loan that i used to buy a plot on which i am building the house using my savings. I now need at least 350k to finish up the house.


Must you finish the house like now?Cant you wait until your fixed deposit matures?
This is not an emergency if you ask me, unless you are currently staying in a mole hole in Dandora!
Shame on you
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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abdulrahman
#12 Posted : Tuesday, July 10, 2012 11:13:17 AM
Rank: Member


Joined: 4/25/2012
Posts: 261
bigbossman wrote:
I am already paying a loan and have paid 1 year only. 200K is in a fixed account and maturity is next year. Got a unit-linked policy with premiums paid for almost 6 years. What options do i have now that i need to complete that house i started building.



How did the 200k end up in a fixed account. You took a load then u holed 200k in a fixed deposit where u get less than the interest you paying for the loan
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Thiong'o
#13 Posted : Tuesday, July 10, 2012 11:39:29 AM
Rank: Member


Joined: 10/14/2011
Posts: 661
Impunity wrote:
bigbossman wrote:
I took a loan that i used to buy a plot on which i am building the house using my savings. I now need at least 350k to finish up the house.


Must you finish the house like now?Cant you wait until your fixed deposit matures?
This is not an emergency if you ask me, unless you are currently staying in a mole hole in Dandora!
Shame on you

@bigbossman, It’s not an emergency and can surely wait until next year; you don’t have to overstretch your limits after all its less than 6 months to that year.
As QW notes - live and invest within your means, plan and manage your cash flows -have a BUDGET.
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kichwangumu
#14 Posted : Wednesday, July 11, 2012 2:12:56 PM
Rank: Member


Joined: 6/15/2009
Posts: 106
another kenyan educated Applause Applause Applause

-------------------THE END---------------------
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Magigi
#15 Posted : Wednesday, July 11, 2012 2:15:23 PM
Rank: Elder


Joined: 3/31/2008
Posts: 7,081
Location: Kenya
bigbossman wrote:
Where can i get ksh.350,000 quickly?

...Sell one ball. It will fetch you more than you need and still be able to function with the other one!
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McReggae
#16 Posted : Wednesday, July 11, 2012 2:24:46 PM
Rank: Elder


Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
Magigi wrote:
bigbossman wrote:
Where can i get ksh.350,000 quickly?

...Sell one ball. It will fetch you more than you need and still be able to function with the other one!



Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly , kichana aache haraka!!!!
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
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bigbossman
#17 Posted : Thursday, July 12, 2012 8:33:49 AM
Rank: Member


Joined: 1/14/2012
Posts: 201
Location: nairobi
abdulrahman wrote:
bigbossman wrote:
I am already paying a loan and have paid 1 year only. 200K is in a fixed account and maturity is next year. Got a unit-linked policy with premiums paid for almost 6 years. What options do i have now that i need to complete that house i started building.



How did the 200k end up in a fixed account. You took a load then u holed 200k in a fixed deposit where u get less than the interest you paying for the loan

The 200k did not come from the loan, it was actually part of my savings which i kept in a fixed account before this rush to live in my own house came.
LIFE IS SO GOOD
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bigbossman
#18 Posted : Thursday, July 12, 2012 8:36:56 AM
Rank: Member


Joined: 1/14/2012
Posts: 201
Location: nairobi
Magigi wrote:
bigbossman wrote:
Where can i get ksh.350,000 quickly?

...Sell one ball. It will fetch you more than you need and still be able to function with the other one!

so where did u sell your ball? You could at least direct me to a potential buyer mister.
LIFE IS SO GOOD
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smallfama
#19 Posted : Thursday, July 12, 2012 9:01:46 AM
Rank: New-farer


Joined: 8/15/2010
Posts: 99
Location: nairobi
Why do you want to have your cake and also eat it? Just liquidate the 200k and bear the penalty. Alternatively do a top-up loan on top of the existing facility.
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bigbossman
#20 Posted : Thursday, July 12, 2012 11:01:00 AM
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Joined: 1/14/2012
Posts: 201
Location: nairobi
smallfama wrote:
Why do you want to have your cake and also eat it? Just liquidate the 200k and bear the penalty. Alternatively do a top-up loan on top of the existing facility.

hmmmhh!!! still weighing my options.
LIFE IS SO GOOD
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