HFCK's association with member has not helped it. They still lag in visibility, innovation is zero, product assembly sacks, growth is stunted (Angalia their Kenya Building Society Vs peers)...in short, the BRAND is crap, crappy crap!! BUT, BUT The potential is great if the someone can drop the parastatal mentality and start thinking (innovatively kama Mwangi).
Pesa Nane plans to be shilingi when he grows up.