In Kenya banks shied away from lending against land because of a number of factors.One,land is a corruption tool in Kenya and so there are many scandals/feuds emanating from its transactions.Two,in the 80s defaulters left too much land in the hands of banks. Having said that,there are a number of products on offer by banks that could help you purchase land. There is a mortgage to help you construct. Housing Finance and Equity bank have such a product. You would have to own the land though for you to enjoy this.
A man is the best judge of his own situation
Patience Pays In Guaranteed Checks.