Long before M_Pesa, I still used to send cash to my missus in Mukurweini, Nyeri.
It used to be a complex affair. Sometimes hanging around Tea Room to see who I knew was heading to Mukurweini.
Later, 2NK started cash delivery services and things cooled a bit. But if was unsuccessful, she knew what to do.... talk to our local shopkeeper Mr. Wanjohi. Life went on. cash got sent and spent
With M-Pesa its easier: I normally receive an SMS,
..."tuma pesa ama niuwe hawa ngombe wako", after which I use my phone to transfer cash from COOP bank account to my M-Pesa account, and then to Missus.
Tell ADB to do research we can use...or forever hold their peace.
Remember when mobile phones came and beer manufacturers cried foul that purchase of air-time was eating on disposable income of beer takers thus affecting beer sales?
"..I am because we are. "― Ubuntu, Umtu,