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9 simple ways to cut your spending
beiyangu
#1 Posted : Tuesday, January 24, 2012 2:22:27 PM
Rank: New-farer


Joined: 7/11/2011
Posts: 50
Ready to give the frugal life a shot? Here are nine simple ways to get started:

1. Befriend the Library

Buying books gets expensive. Take a trip to your local library; and you'll find all the books available free of charge.

2. Eat Out Less Often

Eating out is fun, but far more expensive than eating at home. Challenge yourself to eat at home more often – even if it's just once more a month, and watch your bank account grow. Then, find ways to minimise the cost of eating out when you do decide to treat yourself.

3. Switch to Online/Mobile Bill Pay

Save yourself a stamp, errand expenses, and avoid late fees by paying your bills online or by mobile money. You can pay direct to your creditors, or set up automatic bill pay with your bank; and take yourself out of the equation entirely.

4. Group Errands

Reduce your gas bill by grouping your errands and only driving when you need to. For even more savings, consider biking or walking when you don't have far to go.

5. Make Your Own Cleaners

Home-made cleaners work just as well as store-bought cleaners and at a fraction of the price. Stock up on basic cleaning agents like vinegar and baking soda; and you'll be ready for any cleaning task that comes your way.

6. Seek Freebies

Freebies are fun and budget-friendly. Look online for a wide-array of free or cheap offers, and enjoy a mailbox bursting with goodies. Like to try new products? Then, this is a particularly good savings strategy for you.

7. Wash in Cold

Cut your electric bill substantially by washing your laundry in cold water. Your clothes will still come out clean, and your hot water heater won't have to work nearly as hard.

8. Flip a Switch

Reduce your electric bill even further by turning off lights and other electronics when they aren't in use. It may seem like a small thing, but you're sure to see the difference on your next electric bill.

9. Change Your Own Oil

Skip the quick lube, and change your own oil. You'll reduce your tab to the price of oil and a filter, and maybe even save time too – quick lubes aren't always as quick as the name suggests.

Courtesy: BeiYangu
Dash
#2 Posted : Tuesday, January 24, 2012 3:01:07 PM
Rank: Member


Joined: 3/24/2010
Posts: 677
Location: Nairobi
Hizi si za kenyasmile
Lolest!
#3 Posted : Tuesday, January 24, 2012 3:48:39 PM
Rank: Elder


Joined: 3/18/2011
Posts: 12,069
Location: Kianjokoma
Dash wrote:
Hizi si za kenyasmile

The list is very American.
Laughing out loudly smile Applause d'oh! Sad Drool Liar Shame on you Pray
Impunity
#4 Posted : Thursday, January 26, 2012 6:21:06 PM
Rank: Elder


Joined: 3/2/2009
Posts: 26,328
Location: Masada
Lolest! wrote:
Dash wrote:
Hizi si za kenyasmile

The list is very American.


Wanjiku gani anaosha nguo na washing machine thereby using hot water?
Your ways are only possible in a movie when applied to Kenya;you should know your people.
Shame on you
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

Robinhood
#5 Posted : Monday, January 30, 2012 8:46:07 AM
Rank: Elder


Joined: 12/11/2008
Posts: 2,306
Impunity wrote:
Lolest! wrote:
Dash wrote:
Hizi si za kenyasmile

The list is very American.


Wanjiku gani anaosha nguo na washing machine thereby using hot water?
Your ways are only possible in a movie when applied to Kenya;you should know your people.
Shame on you


Zinaitwa ma copy + paste
Great men are not always wise, neither do the aged understand judgement...
Sure
#6 Posted : Monday, January 30, 2012 3:07:41 PM
Rank: Member


Joined: 9/9/2010
Posts: 546
Location: Garissa


Courtesy: [url=http://www.beiyangu.co.ke wrote:
BeiYangu[/url]


Beiyangu...Who is Matt Brownell, of MainStreet?

Can I get contacts of this lady? She looks like a sister from the other side of the globe.


Wisdom to detect when share prices hit rock bottom.
When interest on bonds keep going up, you know the bear run is on high street. When interest on bonds start leveling, the bear has met the bull and they have hit rock bottom. When the interest rates on bonds start coming down, the bull has overpowered the bear and you better be riding the bull.
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