In terms of disclosures Marambi and his team were excellent I think their AGM are the most engaging unlike coop and other banks where everything is stage managed.
The time for Marambii to go was evident during the last AGM, NSSF overturned reelection of some of the directors and it was evident by he new appointees the direction the majority shareholders were taking i.e Gov + NSSF,they want new blood to take this company to the next level.
I think this yr we are going to see more Old guards shown the door for a young board and CEO.
'......to the acknowledgment of the mystery of God, and of the Father, and of Christ; 3 In whom are hid all the treasures of wisdom and knowledge.' Colossians 2:2-3