@ Simonkabz, i like your approach, which means to always walk with loose money but unfortunately it doesn't work for callers as it demands you incur time and money asu use mpesa. @ tebes, that is kind of you and i invite those quoting the bible to give to such deserving cases and also other in needy cases. @xyzee, it goes like 'dukinjikirie kanyamu'. Let me also put it record that am for giving, what i disagree with is when people try to extort me money at the pretense of giving, worse so while they only want to indulge in my hard earned cash in kumikumi.