My neighbour yesterday got a phone call at 2am (Usiku was manane). The guys asked him to open the door or they come in with the door. "Tuko hapa inje. Tunaweza kuingia na fujo ama tuma 20k na M-pesa tukuruke twende kwa mwingine"
My neighbour sent them 5k promising to send the rest in morning. I stopped him sending the 15k when he told me the story.
The conmen are usually very far away either in prison or remand but they take chances calling random numbers and pretend to be outside your house with pangas, rungus, and ramheads to bring down doors.
Wisdom to detect when share prices hit rock bottom.
When interest on bonds keep going up, you know the bear run is on high street. When interest on bonds start leveling, the bear has met the bull and they have hit rock bottom. When the interest rates on bonds start coming down, the bull has overpowered the bear and you better be riding the bull.