I know that we are facing very tough financial times due to the climate change,economic meltdown,effects of post election violence e.t.c
This post should help SK guys to know a few things they can do to save and live an economical life.
The followings are some tips I use:
-Eat home cooked food as much as possible,it is most economical.
-Buy energy saving bulbs
-Shop mostly in supermarkets. Here you will benefit from the points e.g. using Tuskys,Uchumi ... cards. Tuskys so far is the best at this,redeeming at 1.50 per point. Also you will be saving a few shillings on each item e.g. loaf at the shop is 35 bob while the same in a supermarket is 30 bob. In total you can save up to 500 or more in one shopping.
-Avoid the stock market if you are not good at it.
-Don't follow these things coming up every day promising millions.
-Conserve water esp. when showering,using the loo and washing dishes. There are numerous ways of doing this.
-Don't look at Brands,unless you have a skin problem,there is little difference between lux,dettol and the like as compared to cussons,flamingo and the like which are much cheaper. The same applies to colgate and whitedent,barclays and equity,omo and toss e.t.c. Always take the more economic option.
-Avoid taking your kids to quack doctors who will keep your kid coming back. Identify good doctors for you and your family and you'll enjoy a bout of health.
-Pray,fast,help the needy and make sure that you are happy and blessings shall come to you.
-when moving out don't just consider the rent price,consider such things as water and electricity(some bills are higher than others for no reason),security,fare/fuel e.t.c.
These are mine and I believe that over the past year I have been able to cut down so much such as to have a better quality of life at an evidently tougher environment.
What are yours???
When we pray in praise to God,he makes a difference in our lives.
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