Wazua
»
Investor
»
Stocks
»
Equity & KCB ...A goat & A sheep
Rank: Member Joined: 9/27/2011 Posts: 123 Location: Nairobi
|
Mainat wrote:KiFagio wrote:mlennyma wrote:Is this why eq bank staff are always gloomy in their faces??wallet empty. Dont forget those who matter most - us shareholders - who received peanut dividends last year. The lion gave 1.25 while member gave /80 cts - over 50% less! Kifagio,I can see why you invest in KCB- hesabu imukeweza. Kulinganisha KCB na memba ni kama kulinganisha Raila na Kamotho, mena na githeri @Mainat, U do not need rocket science to calculate what percentage is =/45cts to =/80 cts. Lets not be emotional but factual. Btw i'm in both but will exit one by year end - guess which.
|
|
|
Rank: Chief Joined: 5/31/2011 Posts: 5,121
|
selah wrote:
I think KCB fails to exploit its full potential it's a follower, it needs to be proactive like equity which tends to be lone ranger in most of its business strategies, hence becomes a leader while KCB always plays catch up.
|
|
|
Rank: Chief Joined: 5/31/2011 Posts: 5,121
|
KCB BUY recommendation by SIB (fair value 30.66, over 90% upside) http://www.sib.co.ke/media/docs...cial-Bank-IOC-report.pdf
|
|
|
Rank: Elder Joined: 9/25/2009 Posts: 4,534 Location: Windhoek/Nairobbery
|
Equity Bank is a better investment over KCB any day but sentiment is with KCB this days
|
|
|
Rank: Elder Joined: 5/27/2008 Posts: 3,760
|
ngapat wrote:Kcb should change its name now that it has regional presence. The name kenya commercial bank in s.s, ug, rwanda and tz doesnt sound good That is why it changed it's name from Kenya Commercial Bank to KCB Bank.
|
|
|
Rank: Chief Joined: 5/31/2011 Posts: 5,121
|
Gordon Gekko wrote:ngapat wrote:Kcb should change its name now that it has regional presence. The name kenya commercial bank in s.s, ug, rwanda and tz doesnt sound good That is why it changed it's name from Kenya Commercial Bank to KCB Bank. Yep, we now have KCB Group Limited, KCB (K) Limited, KCB (U) Limited, KCB (T) Limited, KCB (SS) Limited, KCB (RW) Limited and its aiming to be a pan african bank
|
|
|
Rank: Elder Joined: 1/21/2010 Posts: 6,675 Location: Nairobi
|
the deal wrote:Equity Bank is a better investment over KCB any day but sentiment is with KCB this days KCB's room for growth squashes Equity bank anyday.. and if EB dosen't get its mortgage house in order KCB will be MILES ahead as soon as next year... Mark 12:29
Deuteronomy 4:16
|
|
|
Rank: Elder Joined: 9/23/2010 Posts: 2,221 Location: Sundowner,Amboseli
|
the deal wrote:Equity Bank is a better investment over KCB any day but sentiment is with KCB this days Unfortunately,the markets are led by sentiment. But talking about a better investment,giving both a 40percent PAT growth for 2011,KCB beats member hands down in terms of value at current prices! @SufficientlyP
|
|
|
Rank: Chief Joined: 1/13/2011 Posts: 5,964
|
mwekez@ji wrote:Gordon Gekko wrote:ngapat wrote:Kcb should change its name now that it has regional presence. The name kenya commercial bank in s.s, ug, rwanda and tz doesnt sound good That is why it changed it's name from Kenya Commercial Bank to KCB Bank. Yep, we now have KCB Group Limited, KCB (K) Limited, KCB (U) Limited, KCB (T) Limited, KCB (SS) Limited, KCB (RW) Limited and its aiming to be a pan african bank
|
|
|
Rank: Chief Joined: 1/13/2011 Posts: 5,964
|
mwekez@ji wrote:selah wrote:
I think KCB fails to exploit its full potential it's a follower, it needs to be proactive like equity which tends to be lone ranger in most of its business strategies, hence becomes a leader while KCB always plays catch up.
KCB Group moved past priding itself as the king of Kenya to the king of EAC effective FY2009. Very logical who'll be playing catch up now.
|
|
|
Rank: Veteran Joined: 11/21/2006 Posts: 1,590
|
Everybody seeems to be forgetting who has just overtaken who this yr. KCB used to miles ahead on PBT and BS terms. Equity pulled ahead at H1 and will now continue moving forward. It doesn't matter if you cover the whole of Africa, but your ROA, liquidity metrics are mediocre Sehemu ndio nyumba
|
|
|
Rank: Member Joined: 9/27/2011 Posts: 123 Location: Nairobi
|
the deal wrote:Equity Bank is a better investment over KCB any day but sentiment is with KCB this days Its not sentiments but investors seeing potential. With recent restructuring and the expansion to the wider EA market (possibly even DRC) KCB is surely going to be the LEADER in all fronts-profitability, branch network etc. At the moment I think its more about the future rather than past.
|
|
|
Rank: Elder Joined: 9/25/2009 Posts: 4,534 Location: Windhoek/Nairobbery
|
OK I agree, KCB is the Lion...lets sell off Equity...it has no future!!!
|
|
|
Rank: Elder Joined: 1/21/2010 Posts: 6,675 Location: Nairobi
|
Mainat wrote:Everybody seeems to be forgetting who has just overtaken who this yr. KCB used to miles ahead on PBT and BS terms. Equity pulled ahead at H1 and will now continue moving forward. It doesn't matter if you cover the whole of Africa, but your ROA, liquidity metrics are mediocre Trust me.. if KCB meets restructuring goals as it is currently doing member will never catch up to them.. member relies on the common man too much & doesnt even have the next frontier of mortgage business.. SO SAD!! Lets see how many more wanjiku's there are to lend to going forward.. Mark 12:29
Deuteronomy 4:16
|
|
|
Rank: Elder Joined: 9/25/2009 Posts: 4,534 Location: Windhoek/Nairobbery
|
@MainaT member was the net lender during the recently concluded liquidity crunch, we are branchless...our 3Q PBT took a knock cos we lost Sh1Billion when we mtm 15% of our bond portfolio...our NPL's are declining...meaning Wanjiku is paying his loans...at FY we will be miles ahead...btwn real estate is a bubble...We set the pace they follow...Rwanda is now open for business!
|
|
|
Rank: Chief Joined: 1/13/2011 Posts: 5,964
|
yOwn! Let's chat over full year.
|
|
|
Rank: Elder Joined: 9/25/2009 Posts: 4,534 Location: Windhoek/Nairobbery
|
Yesterdays common man is todays middle class...on KCB i'm a trader...at Sh18 i will exit & put the money in Member...thats my long term play...brick and motor is stone age!!! Lets go branchless!!!
|
|
|
Rank: Elder Joined: 6/27/2008 Posts: 4,114
|
Mainat wrote:Everybody seeems to be forgetting who has just overtaken who this yr. KCB used to miles ahead on PBT and BS terms. Equity pulled ahead at H1 and will now continue moving forward. It doesn't matter if you cover the whole of Africa, but your ROA, liquidity metrics are mediocre Reminds me of the PanAfrican CELTEL versus the Kenyan SAFARICOM. We still remember how that one went, don't we? Nothing is real unless it can be named; nothing has value unless it can be sold; money is worthless unless you spend it.
|
|
|
Rank: Elder Joined: 10/13/2009 Posts: 1,950 Location: in kenya
|
looking at loans & advances as an example kcb has suppassed equity by a whooping 84B interms of portfolio but when it comes to income from the same Kcb manages to beat Equity by about 4B only. This example alone shows how KCB is inefficient and if it can not perform in an area where it has a comanding role what makes you think the restraucturing will make the loans more profitable than it is now. Kcb is struggling to maintain the statutory liquidity ratio for a company that had a right issue just the other day to take a loan to shore up its liquidity is troubling if not a total fail. '......to the acknowledgment of the mystery of God, and of the Father, and of Christ; 3 In whom are hid all the treasures of wisdom and knowledge.' Colossians 2:2-3
|
|
|
Rank: Member Joined: 9/27/2011 Posts: 123 Location: Nairobi
|
mukiha wrote:Mainat wrote:Everybody seeems to be forgetting who has just overtaken who this yr. KCB used to miles ahead on PBT and BS terms. Equity pulled ahead at H1 and will now continue moving forward. It doesn't matter if you cover the whole of Africa, but your ROA, liquidity metrics are mediocre Reminds me of the PanAfrican CELTEL versus the Kenyan SAFARICOM. We still remember how that one went, don't we? Thats nostalgia! Going forward member will be paying full corporate tax like the lion & dont forget associated companies are not doing so well - like britak with HF playing catch-up to S&L. Member's future looks bleak unlike the rosy lion's.
|
|
|
Wazua
»
Investor
»
Stocks
»
Equity & KCB ...A goat & A sheep
Forum Jump
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.
|