You r learning ur practicals early. It has taken me longer,infact much longer. Unlike in school where life is so easy,yes exams r easy since it's theory,and friends r many out here u r just alone and even ur wife/husband if u've 1 may not like ur ideas. You just said u landed on manna as told in books? Put it in a risk free investment vehicle for ur kid's education or RTS! It wasn't meant 4u. When u make ur money u can afford to invest it in risky investments whereby in case u lose u'll feel the pain and learn some lessons.
Crocodile tears: If you can't assist me when I'm alive en you attend my funeral.
The opposite of courage is not cowardice, it's conformity.