@Incognito, if you really treasure your money & want to make more of it, don't get into the stock market now. Numbers don't lie, the right time is not yet here get your cash into treasuries and make some income. Slowly build a war chest & make some cash while at it.
I'm not a guru though!
'They say money cannot buy me happiness but when i compare when i had none and now, i'm happier' Kevin O'leary