Hi wazuans

I would like to request your advice on the best way to give health cover to my employees. we are about 5 and most group covers go to 10

I am looking for outpatient services or a way to manage outpatient ie they can go to hospital and we pay, upto a certain limit or something like that . I am also looking for affordable inpatient for everyone

Thanks in advance

@ Clickme. The cheapest way is to get a group of 10 so that you get a corporate cover. Since you are less than 10, you can opt for a personal accident cover which covers accidental injury only - there must be physical injury hence excludes homa, malaria, kidney sujui what, high blood pressure etc... Then you select a limit that is within your budget.

You might want to know that a WIBA cover - worker injury benefits act cover is compulsory in Kenya. Your staff can sue you if you do not give them this cover, which covers them for injuries sustained in the line of duty. Its not expensive and if you give an insurance company each of your staff's salary per annum, they will give you a quote.

All the best.