In the papers today they have advertised An EOI for those who want to partner with them Its as if they are rolling out an agency program.
Reminds me of discount securities that went head on in retail services only to end up being burnt.
Anyway I think the way they have structured this one it will be like agency banking.
'......to the acknowledgment of the mystery of God, and of the Father, and of Christ; 3 In whom are hid all the treasures of wisdom and knowledge.' Colossians 2:2-3