Here! here! @VVS; I&M is the place. I usually pity the guys at Co-Op whenever I visit the I&M ATM on Biashara street. Co-op guys are have a long queue to the ATM going half-way round the bldg, while the I&M ATM will hardly ever have a queue. The longest I have ever found was one person in the cubical!
This thing about many branches is just a fallacy, it doesn't work! If I am based in Nairobi and I have a project in Gatundu, do I really need a bank branch in Gatundu?
Nothing is real unless it can be named; nothing has value unless it can be sold; money is worthless unless you spend it.