@ Rollout
You are condescending and full of it. It is people like you who propagate these stereotypes. Get off your high horse and hit the ground in Kenya, get a hustle on and put some food on the table, before you start knocking others.

I am in the west and have made a few trips home, what I can tell you is that you are in a bubble. 10 years ago is a lifetime, people have moved on, acquired serious assets and wealth. Tembea nyumbani before you start waving your CV and pomp, you will be dully humbled.

Oh dear, these Kenyamericans and their English

Yeah we are more concerned with your credibilty than your genius. Which primary and high school did you go to? Maybe we were classmates

Damn! Is this guy still around? Kind of reminds me of Ed, Edd & Eddy. Damner than ever.
An investment banker who can't write a straight clean sentence to save his own ass, an 'M&A' specialist. C'mon just tell guys where you went to school.
When you are done at the cyber and blowing this nonsensetical, fabricated, shitty, make believe shit out of proportion, go rebrand yourself then try again. Now that's an investment worth making with your 'billions'

@Rollout (if you are still there... the primary school question seems to have bothered you a bit):

I read through your last post a few times- it took me a few good times to understand exactly what you were trying to convey to me. To respond to your comments (and not to show off or preen) my Fortune 500 experience is from IBM, Boeing, Raytheon, Computer Sciences Corporation, and JPMorganChase, among others. You mentioned "walking into" JPMC, IBM, Wells, and Goldman Sachs, however, I feel that while you have a few sporadic details here and there about these firms, I don't believe that you have actually worked for them in a meaningful capacity.

The fact of the matter is, that they waste enormous amounts of money on unnecessary or inefficient staff, office space, and fringe benefits for execs, inflated salaries, etc. while many of the firms are just shuffling money, instead of efficiently producing products and services that were once the core of their businesses.

Like I said, they can afford not to hit consecutive targets quarter-over-quarter, or stay in the red for several years while EA companies usually cannot. That's quite a difference in the dynamic of business. That's like me telling you that you can not only eat and live, but live very well, drive top-of-the range cars, and live in an ambassadorial home ad infinitum until you just “happen” to make some money on your business, or until your value raises because you happen to convince people that you are worth giving money to, on some future dream of realized gains. That doesn't make for efficiency. That makes for complacency.

Also, I don't know where you have gotten your information about doing business with the Chinese. It seems a bit ill-informed. What kind of "s***", as you put it, are you speaking of in regards to selling to Chinese firms, and what kind of "deals" are you speaking of in regards to having a team of analysts reviewing?

If you have indeed worked on "The Street", simply let me know your name, as you know mine, and I'm sure that I can contact some folks that can validate you and your work.

And on a lighter note, now that you have spent such quality time in the Fortune 500, do you twang when you speak? LOL. ;)

@KenyanLyrics, Lack of capital is a serious issue for businesses. Underfunding is probably the #1 reason businesses fail. It all depends on how big of an operation you are trying to put together. If your scope exceeds what you can accomplish with your available funds, you can "die on the vine" even if you do indeed get lucrative contracts or tenders, because you may not have the capital you need to survive until the actual checks start coming in.

@Ghengis Khan, Thanks for your comments. You are spot on with your comments. I don't think that black folks are lazy, I think that we place a higher value on family and friend time, and on work/life balance, than others do. We place less value on material trappings and possessions, so maybe we have less of a drive to attain those things. We are very spiritual, and find more fulfillment in such things. Maybe it just means that we need 24-hour economies that have two or three shifts per day, thus employing more people, instead of one person working 16 hours and killing themselves, as we have in the Fortune 500, in order to achieve high productivity rates. Is this good or bad? Well, that's debatable. I think that also our drive gets killed when we doubt our own abilities, bicker, and when we “eat up” all the propaganda from the rest of the world when they try to convince us how “advanced” they are.

I myself find that I like to work 80 hours weeks when I’m building out a large technology implementation, or managing a big project or initiative. I enjoy what I do. Maybe I'm a little spiritually detached. Maybe I’ve been well-programmed to be a worker bee. Maybe I've become a product of my environment, as I've worked full time in big corporate since I was a teenager. Is it good or bad? That too is debatable.

It's very interesting about what you say about Kenyan banks financing purchases of personal goods; can this be used to purchase business equipment such as notebook computers and printers instead, of TVs and couches (think of them as LCD monitors and office chairs instead!) under the same guises?

Also, 15%? LOL, in the USA, the rates for such purchases are routinely 26% to 300% (that's right, 300% with rent-to-own schemes). Some are able to get lower rates if they pay the balances off in 30 to 90 days- it's very rare, and fees usually bring the net interest rate right back up to the double-digits. In addition, personal loans from employers are pretty much unheard of. Employers do not finance employees. What I don’t understand about the Kenyan banking system, is how are defaults tracked (is there a national ID number that is used to track credit information) and how are credit-worthiness ratings applied?

I will say however, a person in the US with a clean credit history can get a government-backed small-business loan for about $15,000 if they have a pristine credit history for 7 years, but this simply isn't enough money to start a serious business in the US.

@innairobi, ericfloss, mkonomtupu, and Chaka, thank you for your kind words. And Chaka, it's too late! I already met a wonderful Kenyan woman in Atlanta that stole my heart so I proposed and married her. Then I wrote the check for bride price :) and I will tell you, she is worth that and million times more. And I don't know if I'm man enough to pull off an Akuku Danger ;)

Best all,

Hill