Thanks @propertyzote, just speed read it. Definitely worth a look - summary:

1 Don’t buy a brand new car:
2 Java and Dormans are evil:
3 Save 10% of every paycheck and don't touch it:
4 Defer your student loans for 1 year:
5 Don't buy Stuff you don't need:

6 Pay Cash for all your luxuries:
7 Resist those Personal Loans:
8 Don't buy things when they are first released:
9 Buy things on criagslist
10 Don't choose jobs only based on the money:

11 Make a budget:
12 Start your personal development:
12 Exercise Regularly:
13 Set Goals:
14 Get involved with your field outside of work:
15 If your job sucks - Get another one:

16 Be a learner:
17 Work on your goals just a little bit every day:
18 Look for the opportunity in adversity:


But alas! They are only 18 and not 20. This is because writer plagarized from this article written Nov3, 2009 http://theskooloflife.com/wordp...ns-from-my-20%E2%80%99s/


So the missed two are:
Buy the following items at discount supermarket: If it’s something you are going to use on a REGULAR basis, then buy it at Costco: Toilet Paper,Laundry Detergent, Dishwasher Detergent, Soap/Shampoo/Toothpaste/Toiletries, Paper Towels

Don’t compromise your values in relationships because you are afraid to be alone: It amazes me that people will stay in bad relationships or relationships where they are just not into the other person, in order to avoid being alone. I only know because I did it, TWICE. In the long run you not only hurt yourself, but the people you are in a relationship with.