I only earnestly started INVESTING, and i do stress, INVESTING, this year, and my first stock purchase was a flop. but one thing ave learnt (may be thats what sets the likes of SM apart) is that you can never double dip in the market. sooner or soonest the market will catch up on you, and you will be served. Just apply ile hesabu ya statistics ( i would advise these e-books; The portfolio theory and Strategic financial management 1&2 available on bookboon.com) do you homework and apply what you get wisely. Experimentation will yeild experience. And most importanly- a loose tongue is a sign of hastey mind, so take time and make the best unregrettable decision you come up with alot of conviction. As for Acck, being a telecommunications engineer in the making, i can say that their system is bad ass. iko tops. am talking about zero down time and minimal redundancy. but they need to stream it down to us the customers. they should start with universities as students like to associate themselves with brands and most likely continue using even in future. All the best.