For the years I have been dealing with banks , I have discovered that most banks both local and international charge their customers non contractual interest and bank charges .

Most customers are ignorant of this fact and banks reap from the ignorance.

I have helped my customers recoup overcharged interest and bank charges from various banks.Most suprising thing is that some customers do not do proper bank reconciliation and never bother to recalculate the interest charged on their loans.
I help my customers with this task.

On interest overcharges,I get my commission based on the interest overcharged that will be refunded by the bank so the onus is on me to prove to the bank that it has unfairly overcharged you.

If you have a feeling that your bank has overcharged you on interest , or you need someone to streamline your books of accounts in line with international accounting standards and tax laws , you can get in touch with me on

niando.becia@gmail.com.

@Bwenyenye

The email given is just for the initial contact. After that we get to know one another better.

You may be surprised that we may have met even physically.

I will not tell you to email me your bank statement.Business is after we have known one another.

I am based in Nairobi , born and bred in Kenya , No other place to call home.

Clean professional business integrity and confidentiality maintained.

Even then ,as my client base increases, I will come up with a proper entity.

People , I have been able so far to get refunds
from some of the leading banks listed in the Nairobi stock exchange.

@Niando, am not trying to steal any business from you but what you are offering can easily be done on a spreadsheet using function arguments - it will give you the exact amount mpaka cents(Wish i could attach a sample here)

For example, if you have a loan of 1 million repaying in 60 months at 14%, your monthly installment should be 23,268/-

You can also include a column for interest repayable monthly on reducing balance...

The maths and the hidden small print is what we specialize in unraveling.

Thanks to those who have come to us , they have no regrets.

@niado I think you have a very good business...I was once employed by a guy who specialized In such forensic stuff although he was mainly into utility bills,and like you he was paid a percentage of the amount recovered,with no initial cost incurred.

Now into serious biznez what about group loans from microfinance can you help in those, I think my wife has lost alot of money from them...and am still paying.

Yes I can help . Just get in touch.