With AAR too and apart from BUPA (??) I do not think there is any other better ones. Have had no issues with them so far but knowing HMOs generally it is probably a matter of time. Is the height weight issue the BMI one? If so maybe you need to sort it out - will overall be good for your health.

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If you are fat(lets cut the crap about BMI),no insurance company will touch you. its an exclusion criteria. Enda gym,punguza weight. its good for you,your family,your doctor and yhe insurance.

if you indicate you were with another HMO but left,They will want to know why. hence they will clasify you as high risk- higher premiums or they will just decline.

I dont work for AAR neither do i have cover with them. however,i know they ofer good service. the problem with the middle class is that they hink they know everyhing. hence they want to dictate how they will be treaated. My doc friends always complain abt 'employees in age grp 20-35,who have recently been coveredwho behave like our MPs' . the rich,very calm,polite and patient!

the best for you,take an inpatient cover. get a good paeditrician 4 ua kid,physician for yourself,gyne for your wife. kama una homa,nunua dawa kwa pharmacy!

try pioneer assuarance- hakuna that nonsense of exclusions plus have easy payment schedules that include mpesa

Me first,U next

@Lollipop
Just try Equihealth my dear,it's a much better option...walk into any equity bank or UAP offices and get the Equihealth brochure...it's not hard to understand their terms and all.

All the best:)

Advice is what we ask for when we already know the answer but wish we didn't..

How effient/reliable is equihealth...Leona?