If I can afford to take care of all my bills, live in own house, pay for insurance for family, take one holiday every year, afford to move around comfortably (at least one family car and maybe another to spare), save a little for old age then am wealthy. But if only I can meet the above without relying on employment.
"You've never lived until you've almost died; for those who have fought for it, life has a flavour the protected will never know."