It is not right to hold on to clients monies without full disclosure and even greater effort.
I went to wire money from the bank current account to another local bank. Since CBK says money above 1m needs a wire transfer, I asked for the forms, filled in and left after my account was debited.

I was called 2 days later by recepient - funds not sighted. And I begun the run around only to be told by my bank to check again. They used an animal called TT instead of RTGS - one takes 2 days the other same day. So who decides? Definitely not me or the receiving bank; just my bank which uses the one same form for both purposes.

Today I also read another bank is holding 141m in unclaimed cheques from Safaricom IPO. Are all these 3000 people dead?
And I know of some investment banks which alllow you to trade on your account earning them commission, but when you request payment, you hear your account is frozen due to incomplete documentation...

Kaa chonjo!

BBK is absolutely bure kabisa. Usijaribu.

When you get sometime, walk into my bank - I&M. They have served me (while seated) efficiently for the 5+ years I've been with them. Never tried their RTGS as I am (not yet) a Sonko, but I'm sure they will live up.

To the contrary I have been getting pleasant suprises from Barclays.They keep on increasing my credit card limit even without me asking for an increase( I wish my employer would do this on my salary).


Being very strict , I usually spend what I can pay at the end of the month.

I Like keeping the card because sometime I may have an emergency and no cash in my bank account.The Credit card comes in handy instead of running to neighbours waingilie katikati.


I always pay the card bill before the due date.No unnecessary bank charges if you do this.

The only pain is the annual fees of Kshs 3000 but where else can you get free things in this world?

banks are dramatic, for the last two weeks family bank system has been down and for the last three days equity bank system has been down. i once spent all the money i had thinkin that i had money in the bank(equity bank)and it was a saturday evening. i got the shock of my life when i found their system down, i had to call a friend to bail me out.